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CDs and IRAs

Wanting a fixed rate with a guaranteed return? Save confidently with CDs and IRAs.

A little patience will pay off in the long run.

We've become a society that expects instant gratification. You're too smart to fall into that trap. Whether you're saving to buy something big in a few years, or to retire in Michigan in a few decades, put some money in a Certificate of Deposit or Individual Retirement Account and simply let your guaranteed earnings grow over time. Remember, good things come to those who wait.

CD

Here's why you can depend on a Certificate of Deposit:

  • Competitive interest rates
  • Terms range from six months to 10 years, with periodic special offers
  • Open a CD with just $500
  • Interest can be withdrawn monthly
  • Visit any Arbor Financial branch to open your CD

CD Calculator

Traditional IRA

Here's why you might want Traditional Individual Retirement Account Savings and Certificates:

  • Tax-deferred savings program
  • Contributions may be tax-deductible
  • Competitive interest rates
  • Funds may also be invested in an IRA certificate
  • Visit any Arbor Financial branch to open your IRA

Roth IRA

There are also advantages to Roth Individual Retirement Account Savings and Certificates:

  • Tax-free withdrawals when you reach retirement age
  • Competitive interest rates
  • Visit any Arbor Financial branch to open your Roth IRA

Next Steps

After you look into Arbor Financial CDs and IRAs, consider opening a checking account with us. You get free access to more than 30,000 ATMs throughout Michigan and across the nation, plus fee-free access to Online Banking, Mobile Banking, Web Bill Pay and more. It's easy to open your account online or switch your account to become an Arbor Financial member.