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- Free CheckingNo minimum balance or service fees.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access.
- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
- Volt BankingDesigned for young adults (age 19-24). Offering reduced fees.
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- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
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- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
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- Mobile & Online Banking Bank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video Tutorials Learn all the features and functions that mobile and online banking offers.
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- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Wealth Management
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- About Arbor
- Personal
- Checking & Savings
- Checking
- Free CheckingNo minimum balance or service fees.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access.
- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
- Volt BankingDesigned for young adults (age 19-24). Offering reduced fees.
- Savings
- Youth & Teen
- Deposit Rates
- Services
- Mobile & Online BankingBank anytime. Bank anywhere.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Direct Deposit with Early PayDirect deposits up to 5 days sooner.
- Digital WalletTap to pay with your phone.
- TellerPhone 24Manage your accounts anytime, without going online.
- Debit & ATM Cards
- ATM Locator
- ID Protect
- Checking
- Home Loans
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- RV & Boat
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Digital Banking Tools
- Mobile & Online Banking Bank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video Tutorials Learn all the features and functions that mobile and online banking offers.
- Insurance
- Title Services
- Extended Vehicle Warranty
- Skip a Payment
- Rates
- Calculators
- Help Center
- Card Help Center Have questions about your debit or credit card? We can help! <
- Security Center Learn what to do if you suspect fraud, view fraud prevention tips and common scams in the area.
- Mortgage Help Center Have mortgage questions? We can help!
- Identity Theft Protection Get peace of mind with our 24/7 protection through ID protect and Total Identity Monitoring.
- Learn
- Digital Banking Tools
- Wealth Management
- Wealth Management
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Wealth Management
- Checking & Savings
- Business
- About Arbor
Adventure Awaits with a New RV or Boat!
Want to catch some waves or cruise down the open road? Arbor Financial can help make your new boat or RV a reality. With Special rates as low as 8.74% APR*, you can soak up the sunshine or be looking up at the stars.
It's easy to find adventure this Summer by getting your own boat & RV loan, plus, your loan will be eligible for skip pay options.
Contact our lending specialists to discuss options at 269.488.5945 available 24/7.
Information and interactive calculators are available as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Go Explore The U.S. - or Even Just The U.P.
There are more than 100 state parks in Michigan that offer recreational areas, trails, campgrounds, events, and so much more! Michigan is also home to more than 11,000 inland lakes that are at least 5 acres in size or larger.
What are you waiting for? Experience the great outdoors in a recreational vehicle or boat this summer. Let Arbor Financial finance your fun with loans that offer low rates and generous repayment terms.
Escape the ordinary this summer with help from Arbor Financials Boat & RV special:
- Rates as low as 8.74% APR*
- Up to 15-year financing for affordable payments
- Up to 100% financing, so no money down needed**
- Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
- Skip Pay options allow you the option of not making up to two months of loan payments each year
- Optional loan protection coverage available depending on the RV and Boat that will take over your loan payment if you become disabled, deceased, or unemployed.
Protect and insure your investment for more peace of mind.
The last thing you want to think about is a total loss on your new boat or RV. But it’s important to be prepared for whatever life throws at you. A few bucks invested in an Arbor Financial Loan Protection Policy covers repairs and repays the loan in the event of an accident.
Guaranteed Auto Protection (GAP)
If your RV or boat is stolen or totaled, you’re responsible to pay the difference between what you still owe and what your insurance company deems the vehicle is worth. GAP insurance covers the difference - potentially saving you thousands of dollars.
Learn more about payment protection
Extended Vehicle Warranty.
This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.
**APR effective as of 7/1/24 and for a limited time. The rate may vary depending on each individual’s credit history, loan amount, and loan to value at the time of application. Payments are equal monthly installments for the term of the loan. Programs, rates, terms, and conditions are subject to change without notice.
**Dependent on credit and underwriting factors.