- Personal
- Checking & Savings
- Checking
- Free Momentum CheckingEarn up to 4.00% APY+ on your balance, the more you use your debit card.
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed-Rate MortgagesFlexible terms and stable monthly payments.
- Adjustable-Rate MortgagesSuitable for frequent movers and those wanting the flexibility of a shorter term.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Refinance
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- Boat & RV
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Level UpBoost your financial knowledge through our free interactive online courses.
- Webinars & Education Register for upcoming educational events and access on-demand webinars.
- Blog Explore helpful articles featuring financial tips, how-tos, news, and more.
- Financial Coaching Whether you need help with monthly budgeting plans or debt repayment strategies, our partners will put you on the winning path.
- Credit Checkup Discover opportunities to improve your credit score and grow your money management skills.
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
- Personal
- Checking & Savings
- Checking
- Free Momentum CheckingEarn up to 4.00% APY+ on your balance, the more you use your debit card.
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed-Rate MortgagesFlexible terms and stable monthly payments.
- Adjustable-Rate MortgagesSuitable for frequent movers and those wanting the flexibility of a shorter term.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Refinance
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- Boat & RV
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Level UpBoost your financial knowledge through our free interactive online courses.
- Webinars & Education Register for upcoming educational events and access on-demand webinars.
- Blog Explore helpful articles featuring financial tips, how-tos, news, and more.
- Financial Coaching Whether you need help with monthly budgeting plans or debt repayment strategies, our partners will put you on the winning path.
- Credit Checkup Discover opportunities to improve your credit score and grow your money management skills.
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
Rates as low as
4.74% APR*
Easy Loan Pre-Approvals
Affordable Loan Rates
Flexible Loan Terms
100% Financing Available

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Contact our lending specialists to discuss options at 269.488.5945 available 24/7.

Go Explore The U.S. - or Even Just The U.P.
There are over 100 state parks in Michigan that offer recreation areas, trails, campgrounds, events, and so much more! Additionally, Michigan is home to more than 11,000 inland lakes that are at least 5 acres in size or larger. So what are you waiting for? Experience the great outdoors in a recreational vehicle or boat this summer. Let Arbor Financial help you finance your fun with loans that offer low rates and generous repayment terms.
Escape the ordinary this summer with help from Arbor Financial:
- Rates as low as 4.74% APR*
- Up to 10-year financing for affordable payments
- Up to 100% financing, so no money down needed**
- Loan pre-approval simplifies the buying process
- Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
- Skip Pay options allow you the option of not making up to two months of loan payments each year
Protect & Insure to Get More Peace of Mind
While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy will result in repairs being covered and loans being repaid.
Guaranteed Auto Protection (GAP).
If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.
Mechanical Breakdown Protection.
This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.
*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score, loan amount, and loan to value at the time of application. Rates subject to change.
**Dependent on credit and underwriting factors.