
Scholarship Program
We're proud to support the ambitions of our youth to improve their lives through higher education by awarding a total of $504,000 in scholarships as of 2021.
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- Checking
- Free Momentum CheckingEarn up to 3.00% APY+ on your balance, the more you use your debit card.
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed Rate MortgagesFlexible terms and stable monthly payments.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Refinance
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- Boat & RV
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Level UpBoost your financial knowledge through our free interactive online courses.
- Webinars & Education Register for upcoming educational events and access on-demand webinars.
- Blog Explore helpful articles featuring financial tips, how-tos, news, and more.
- Financial Coaching Whether you need help with monthly budgeting plans or debt repayment strategies, our partners will put you on the winning path.
- Credit Checkup Discover opportunities to improve your credit score and grow your money management skills.
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
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Arbor Financial to Award $20,000 in Scholarships!
We will be awarding ten $2,000 scholarships to high school seniors this spring as part of Arbor Financial's 23rd annual scholarship program. We believe strongly in the value of higher education and proudly enhance opportunities and advancement through this program.
Who is Eligible:
- Graduating high school or home school seniors.
- Current member in good standing at Arbor Financial. Not a member yet? Join Today!
- Applicants must be accepted into an accredited post-secondary school.


How to Apply:
- Your submitted scholarship essay will be anonymously judged on the strength of the essay.
- The essay must be between 500 and 750 words.
- The essay is typed and double spaced.
- The top right corner of each page of the essay contains your initials of first, middle, and last name.
- The essay has a title.
- Submit your application and upload your essay in a Word (.DOC(X)) or PDF online.
Deadline: February 28, 2022
Apply before January 15 and be entered to win one of two Volt Yeti tumblers!
*Official Rules
2022 Scholarship Essay Topic:
“The whole is greater than the sum of the parts.” - Aristotle
Share a time when you achieved a goal as part of a team and how it impacted you.
Awards:
- We will be awarding 10 high school seniors with $2,000 scholarships.
- Winners of the 2022 Arbor Financial Scholarship will be contacted in April 2022.
- Checks will be made payable to both the winner and the educational institution and will be mailed to the winner in May 2022. Scholarships must be used in the 2022 fall semester.
- Winners will be asked to submit a photo for use on our website and/or social media outlets.
- Select essays from our winners may be published on our website and/or social media outlets.


An Account Designed with Students in Mind
Graduation is a special time for seniors, as you say goodbye to high school and hello to independence. Whether you're headed to college or straight to the workforce, Arbor Financial's Volt Banking will help you take charge of your money with special perks designed especially for young adults like you.
We've seriously reduced or outright eliminated a variety of fees, and we offer a special credit card that can help you begin building good credit for when you want to buy that first car. Additionally, we hold a variety of educational events at our 9th Street headquarters, as well as in the schools for both high school and college students, designed to help them make informed, good choices with their money.
And that's in addition to all the other perks that come with a membership at Arbor Financial, like free access to over 30,000 ATMs nationwide, Online Banking access, and more!
Official family members, employees of Arbor Financial Credit Union and their immediate families are not eligible to participate in the scholarship program.