- Personal
- Checking & Savings
- Checking
- Free Momentum CheckingEarn up to 3.00% APY+ on your balance, the more you use your debit card.
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed Rate MortgagesFlexible terms and stable monthly payments.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Refinance
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- Boat & RV
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Level UpBoost your financial knowledge through our free interactive online courses.
- Webinars & Education Register for upcoming educational events and access on-demand webinars.
- Blog Explore helpful articles featuring financial tips, how-tos, news, and more.
- Financial Coaching Whether you need help with monthly budgeting plans or debt repayment strategies, our partners will put you on the winning path.
- Credit Checkup Discover opportunities to improve your credit score and grow your money management skills.
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
- Personal
- Checking & Savings
- Checking
- Free Momentum CheckingEarn up to 3.00% APY+ on your balance, the more you use your debit card.
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed Rate MortgagesFlexible terms and stable monthly payments.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Refinance
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- Boat & RV
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Level UpBoost your financial knowledge through our free interactive online courses.
- Webinars & Education Register for upcoming educational events and access on-demand webinars.
- Blog Explore helpful articles featuring financial tips, how-tos, news, and more.
- Financial Coaching Whether you need help with monthly budgeting plans or debt repayment strategies, our partners will put you on the winning path.
- Credit Checkup Discover opportunities to improve your credit score and grow your money management skills.
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
Get Into Gear with a Better Auto Loan
Low rates and fast approvals put you in the driver's seat quickly! Whether you are shopping for a new or used car or looking to save money by refinancing your auto loan from another lender, we can help! We offer auto loans:
- Rates as low as 1.49% APR*
- Low cost extended warranty and payment protection options

Apply 24/7 and get answers to your auto loan in a matter of minutes. Call 269.488.5945, schedule an appointment with us or stop by any branch, or apply online to get started.
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You can save and earn more just by banking with us!
Easy Loan Pre-Approvals
Affordable Loan Protection
Flexible Loan Terms
Ultra Low Loan Rates

I'm ready to get started.
To learn more or apply for a loan drop us your contact information and we'll be in touch.
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Contact our lending specialists to discuss options at 269.488.5945 available 24/7.
Information and interactive calculators are available as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Apply With 3 Easy Steps or Call 269.488.5945 24/7!
1. Apply Online - Get the ball rolling with our quick and easy online application.
2. Sign Your Loan - Agree to the loan amount, rates, and terms associated with your loan.
3. Get a Check - Turn your loan into the new car that you’ve been so anxious for.
Auto Loan Resources
Helpful Information
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When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.
Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.
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When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.
- Eligible for auto, RV, and boat loans
- Only eligible after three consecutive payments have been made
- Request must be received seven days prior to an outstanding payment
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While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy will result in repairs being covered and loans being repaid.
Guaranteed Asset Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.
Mechanical Breakdown Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.
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Life is unpredictable. It's prudent to prepare for the unexpected. Our policy is to make sure you have the right kind of protection.
*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. Rates subject to change.