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- Free CheckingNo minimum balance or service fees.
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- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
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- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
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- Mobile & Online Banking Bank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
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- About Arbor
- Personal
- Checking & Savings
- Checking
- Free CheckingNo minimum balance or service fees.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access.
- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
- Volt BankingDesigned for young adults (age 19-24). Offering reduced fees.
- Savings
- Youth & Teen
- Deposit Rates
- Services
- Mobile & Online BankingBank anytime. Bank anywhere.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Direct Deposit with Early PayDirect deposits up to 5 days sooner.
- Digital WalletTap to pay with your phone.
- TellerPhone 24Manage your accounts anytime, without going online.
- Debit & ATM Cards
- ATM Locator
- ID Protect
- Checking
- Home Loans
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- RV & Boat
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Digital Banking Tools
- Mobile & Online Banking Bank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video Tutorials Learn all the features and functions that mobile and online banking offers.
- Insurance
- Title Services
- Extended Vehicle Warranty
- Skip a Payment
- Rates
- Calculators
- Help Center
- Card Help Center Have questions about your debit or credit card? We can help! <
- Security Center Learn what to do if you suspect fraud, view fraud prevention tips and common scams in the area.
- Mortgage Help Center Have mortgage questions? We can help!
- Identity Theft Protection Get peace of mind with our 24/7 protection through ID protect and Total Identity Monitoring.
- Learn
- Digital Banking Tools
- Wealth Management
- Wealth Management
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Wealth Management
- Checking & Savings
- Business
- About Arbor
Drive Happy with Our 90-Day No Pay Auto Loan!**
Drive happy with Arbor Financial's 90-Day No-Pay Auto Loan special, and hit the road in your new car before your first payment is due. With rates as low as 5.99% APY,* you can Drive happy in your new or used car without breaking the bank. Enjoy no payments for the first 90 days and affordable monthly payments that fit your budget. Enjoy the ride and focus more on enjoying your journey.
Ready to get started?
Apply online 24/7 and receive a response to your auto loan application in a matter of minutes. You can also call 269.488.5945, schedule an appointment with us or stop by any branch, or apply online to get started.
Get into gear with a better auto loan.
Low auto rates and fast approvals put you in the driver's seat. Whether you are shopping for a new or used car, or even if you’re looking to save money by refinancing your auto loan, we can help!
We offer auto loans with:
- Rates as low as 5.99% APR*
- 90-day no pay**
- Learn about low-cost extended warranty and payment protection options
Get MORE savings with Arbor
Here’s how you can save more and earn more just by banking with us.
Easy Loan Pre-Approvals
Affordable Loan Protection
Flexible Loan Terms
Ultra Low Loan Rates
Contact our lending specialists to discuss options at 269.488.5945 available 24/7.
Information and interactive calculators are available as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Apply 24/7 in 3 Easy Steps, or Call 269.488.5945!
1. Apply Online - Get the ball rolling with our quick and easy online application.
2. Sign Your Loan - Agree to the loan amount, rates, and terms associated with your loan.
3. Get a Check - Turn your loan into the new car you’ve been dreaming about
Auto Loan Resources
Helpful Information
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When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.
Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.
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When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.
- Eligible for auto, RV, and boat loans
- Only eligible after three consecutive payments have been made
- Request must be received seven days prior to an outstanding payment
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The last thing you want to think about is your sweet new ride being totaled, but it’s important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy, protects you from total loss and/or covers repairs.
- Guaranteed Asset Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.
Extended Vehicle Warranty Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy transferable plans, a zero deductible, nationwide coverage, and Emergency Roadside Service throughout the life of the contract. Our members saved a total of $191,101 in mechanical repairs in 2022 alone**!
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Life is unpredictable. It's prudent to prepare for the unexpected. Our policy is to make sure you have the right kind of protection.
*Annual Percentage Rate (APR). Rate effective 5/22/24 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.
** Qualifying borrowers may be eligible to defer their first payment for up to 90-days, dependent upon credit score and when the loan closes. Interest accrues from the date of loan disbursement and is calculated on the first payment(s) applied. Payment deferrals are not eligible for existing Arbor loans. Programs, rates, terms, and conditions are subject to change without notice—membership required.