FHA Loans

FHA loans are great for first-time buyers and those with less-than-perfect credit.

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Low down payment and competitive rates

An FHA loan could open the door to homeownership. Through a variety of special home loans backed by the federal government, you can get the affordable financing you need to buy that wonderful place you'll call home.

FHA loans are designed to help those with a limited down payment or lower credit score get into a home. Whether you're a first-time homebuyer and you're still building up your credit history, or your score is less than ideal, you now have an opportunity to buy a home and begin to build equity!

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couple getting keys to house

Ready to Buy a Home?

Before you start looking at homes, you need to know what you can afford. And, with the home buying market being extremely competitive today, most realtors won't even show a home to a buyer unless the buyer has received a pre-approval from a lender.

If you're thinking of buying a home, your first step is to get pre-approved. This will allow you to know what your options are and how much you are approved to borrow.

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Then comes the fun part, looking for your perfect home! With a pre-approval you'll know what amount you can borrow and search for homes in that price range.

Call us today at 269.544.3105 and find out what our team can do for you!

Speak with a Mortgage Specialist

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:

  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

Once you've applied, we'll contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate