Get Paid Early

Enjoy access to your Direct Deposit up to 5 days sooner - for free!

Open an Account

Get Started with Direct Deposit

Access your money sooner! No more driving to the branch or ATM to deposit your check. Money is deposited into your account quickly and easily, up to 5 days early1! All you need is to have, or establish, a direct deposit. You can be on your way with Early Pay in just three simple steps:


1. Download our Direct Deposit form by clicking here.

2. Fill out the form with your Account Number and our Routing Number. Our routing number is: Routing #272481871. To locate your Account number, login to Online or Mobile Banking, view your statement, or call us. 

3. Take your completed form to the company that will be making the direct deposit.

Learn About Checking Accounts     Learn About Savings Accounts

Set Up Alerts For When Deposits Arrive

Stay on top of your finances and get notified when you get paid early, other account activity, and more. Messages can be sent via email, text, or pushed via our mobile app.

Sign up for alerts in mobile and online banking by clicking "More" in the navigation menu, then "Alerts".

Learn More About Alerts

Frequently Asked Questions

Switch to a Momentum Checking Account & Earn Up to 4.00% APY*

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See Why People Like You Choose Us

Great financial institution. 1st class customer support.

Bud V.

Outstanding in assisting me sign up for online banking. Thank you for having amazing employees.

Dave G.

Great customer service! Very professional!

Helen M.

1. Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts. 

*Annual Percentage Yield (APY) as of 8/1/2022. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.