Our Story

Decades ago, we got our start meeting the needs of local teachers. Now, we provide A-plus financial services to over 46,000 members in Southwest Michigan.

Contact Us
Map showing Arbor locations.

We've branched out across the state

We got our start in 1935 as the Kalamazoo School Employees Credit Union.

Our goal: to meet the financial needs of local educators. Since then, our mission has evolved, and we now provide services to all types of families and businesses across the state of Michigan. In 2016, we became Arbor Financial Credit Union. The new name was designed to change the perception that you had to be a teacher to join. With the reference to trees, we also wanted to reinforce our strong community roots and commitment to growth.

  • Arbor Financial has twelve branches in Southwest Michigan
  • More than 46,634 people are Arbor Financial members
  • The credit union has $829,123,273 in total assets

Who We Are

We are Arbor Financial Credit Union. We care about the places we've been, the people we've served, and the employees we trust.

Arbor staff volunteering in a garden.

Work Together

Our staff is dedicated to working together within our surrounding communities. We offer 8 volunteer hours to every employee to use within the year. Within the first year, this program saw great success due to the workplace and community-centered culture that is practiced every day within our branches. Now four years later, our staff has donated over 816 hours of volunteer time to our community, schools, nature preserves, and more.

Need volunteers?

We're always ready to help serve our community. Send us an email at marketing@arborfcu.org, and we will add you to our list of volunteer opportunities!

Find Out More About the Volunteer Program

Arbor employees presenting a donation check.

Do the Right Thing

Arbor Financial is located in 12 different communities. With that being said, there are a lot of places that need our help and support. In order to feel connected to our communities and the organizations within them, we developed and dedicated a staff-led committee, known as the Caring Committee. This committee focuses their efforts, funds, and donations on places within our communities that include but are not limited to, local non-profits, animal shelters, children's hospitals, and mental health foundations. Over four years, we have collectively given more than $60,000 in funds, donation items, and volunteer time. On average, 21 employees donate their time to make this committee a success and available to our community.

Our Culture

Have Fun

Best of all, we like to have FUN! Arbor Financial is involved through sponsorship support at many fun places throughout our communities. You can find us supporting local high schools through yearbook and play ads, sports teams, local events, little league teams, expos, fitness facilities, several local chambers, and even our very own Western Michigan University athletics. We are always looking for new ways to get involved in the community and participate in events. If you have a sponsorship opportunity that you would like to share, click the button below! You can join the fun too!

Sponsorship Request Application

Arbor employees wearing costumes.

Our 2021 Annual Report

Get More

Get More wherever you go. Whether it's great low-rates, fun events, or just more peace of mind for your finances, we're here for you. You can find us across southwest Michigan ready to serve you and your community. Check out one of our 12 locations and how we can help you get more out of your financial instruction.

  • Find a Branch
  • Get More

Come join the tens of thousands of people who are loyal members of Arbor Financial Credit Union.

One way to get your start is to open a checking account with us. You get free access to more than 30,000 ATMs throughout Michigan and across the nation, plus fee-free access to Online Banking, Mobile Banking, Web Bill Pay, and more. It's easy to open your Momentum Checking account online or switch your account to become an Arbor Financial member.

Open an Account

Arbor mascot at raptor center.