Save & Earn More with Arbor Financial Credit Union
Last year, our credit union members got $3,302,998 in financial benefits by taking advantage of Arbor Financial’s low rates and specials.*
GET MORE with Arbor Financial Credit Union.
Combine a free checking account that earns up to 4.00% APY+, mortgages with low rates, auto loans with rates as low as 5.49% APR* and the money saved quickly adds up.
Earn 3.50% APY1 with New Select Checking Account
Earn outstanding monthly dividends typically associated with Certificates of Deposit, along with easy access to your funds.
90-Day No Pay Auto Loans.
Enjoy low-rate auto loans and 90-days with no payments10 with optional GAP and warranty protection options.
Earn 5.12% APY 6
Revel & Roll Family Fun Night
Words from our members:
“I Get More with Arbor by receiving incredible loan rates on my vehicle I purchased this year. Additionally, the staff at the branch I bank at are exceptional in their customer service and very friendly.”
Adam S., Arbor Financial Credit Union Member
“I have been a member for over 9 years and the thing I love most about Arbor Financial is the community. I’m so thankful and happy that we live in a community where we can stay close to people through everyday interactions. Joanne, the Centre Street branch manager, was a close friend of mine in high school and I taught her children in school.”
Jane, Arbor Financial Credit Union Member
"Some of our favorite things about Arbor Financial are the online and mobile banking services. We find it so convenient and it makes our life so much easier."
Michelle and Corey, Arbor Financial Credit Union Members
"Great customer service as always!"
Charon M., Arbor Financial Credit Union Member
"We didn't need to call anyone else. We knew Arbor Financial would have what we needed."
Jennifer, Arbor Financial Credit Union Member
"The super low interest rate on our 10 year consolidation loan has helped us pay off our mortgage faster than we ever thought possible."
Jennifer D., Arbor Financial Credit Union Member
"The tellers and staff at Arbor Financial conduct business so professionally and friendly. I feel at home when I enter the branch and see Carolyn and her team.”
Barbara, Arbor Financial Credit Union Member
"Having only been homeowners for a year prior to our refinance, we were a little nervous to go through the loan process. Arbor educated us on our options, walked us through the action items and communicated with us every step of the way. Kyle did an amazing job answering our constant questions and providing in depth explanations that we could understand. The entire process was smooth and timely. We were so impressed and are SO glad we made the change to Arbor Financial!"
Joe G., Arbor Financial Credit Union Member
Online & Mobile Banking
Access your Arbor Financial Credit Union accounts anywhere, anytime from the palm of your hand with our free mobile banking app.
Convenient and easy to use, Arbor Financial's Mobile Banking App is safe and secure using some of the most advanced security and technology available.
Education is in our roots.
We believe in financial empowerment and have created a series of webinars, blogs, and free financial tools to help you.
How to Access Over 30,000 ATMs for Free!
We’ve all been there: you’re at an event, traveling, or just on the go, and you need some cash, plus an ATM. However, you want access to your cash without paying ridiculous ATM fees. Who wants to pay money just to access their account? Luckily, as a member of Arbor Financial Credit Union, you belong to a CO-OP ATM network that provides a solution to this pesky problem. What is the CO-OP ATM network? The CO-OP ATM network offers nearly 30,000 surcharge-free ATMs nationwide to members. How do you ...
Digital Wallet Walkthrough
With safety, convenience, and your banking experience in mind, the digital wallet makes checking out, anywhere, a breeze.
First-Time Home Buyer Guide
A guide for first-time home buyers, including what to expect, things you need to consider, and how to get started.
How To: Make a Mobile Check Deposit
Making a deposit on the go is easy with your mobile device.
Don't just find a position - find your people. Our company motto is: Work together. Do the right thing. Have fun. There's a reason we've received the National and West Michigan's Best and Brightest Companies to Work For award several years in a row. If you're ready to Get More out of your next position, then you're ready for Arbor.
All work and no play? Not here. Our community events are fun-filled opportunities to meet members and neighbors.
*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. Rates are subject to change.
**Direct financial benefits to members during the 12 months ending September 2021 as defined in the CUNA Membership Benefits Report for Arbor Financial Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac
+Annual Percentage Yield (APY). Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.
1. Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded and paid monthly. The dividend rate and APY are variable and may change at any time as determined by the Board of Directors. Fees may reduce earnings on the account. APY shown is accurate as of May 1, 2023. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.
2. Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.
6. 7-Month and 13-Month CD Special: Annual Percentage Yield (APY) earned on certificate is calculated by the actual daily balance method and is paid and compounded monthly. Early withdrawal penalties apply and will reduce earnings. Minimum balance of $500. Explorer’s Club minimum balance of $100. Subject to change at any time without notice. APY as of June 1, 2023 for a limited time.
8. Annual Percentage Rate (APR). Rate effective 6/6/23 for a limited time. Rate may vary depending on credit history, term of loan, and underwriting factors. Subject to credit approval. Programs, rates, terms and conditions subject to change without notice. Refinancing of an existing Arbor Financial loan will require $1,000 of new money to qualify for the special rate. For a $5,000 loan for a term of 36 months with a 9.99% APR, the monthly payment will be $161.31
9. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period June 6 – June 30, 2023.
10. Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.