Holiday Loan
When You Choose Arbor, Your Community Benefits.
Make the holidays brighter with our Holiday Loan. Whether you're planning a trip, handling unexpected expenses, or just want to plan the perfect holiday for your friends and family, we're here to help. Plus, for every new Holiday Loan, Arbor will donate $20 to a local food pantry to help spread a little extra holiday cheer.
Take a Break and Don't Pay for 60 Days**
- Use for anything!
- No payments for 60-days**
- Great service and fast turnaround
- Rates as low as 11.99% APR* for 36 months
- Skip payment program
- No application fees and affordable payments
- Easy application process
But hurry, don't miss your chance to make this a holiday to remember; this offer is only available until December 31, 2026!
Ways to Use Your Personal Loan
Enjoy true financial flexibility with our personal loans. It’s your loan, money, and choice of how to spend it.
With our personal loan, there are no restrictions on how to utilize your borrowed funds, from consolidating debt to paying off medical bills or financing your dream vacation; our personal loans have you covered. Plus, with optional loan protection coverage available that will take over your loan payment if you become disabled, deceased, or unemployed, you can have peace of mind when borrowing.
Common uses include:
- Car repair
- Home improvement or renovation projects
- Debt consolidation
- Unexpected expenses
- Travel
- Tuition or school expenses
- Wedding
Rates as low as 11.99% APR*
Affordable, flexible repayment terms
Choose the amount you'd like to apply for
Great service, fast turnaround
Apply for this loan by:
Calling our Virtual Loan Center at 269.488.5945
Applying online to secure this loan
Visiting any branch or scheduling an appointment!
Personal Loan Rates
|
Term Length |
APR as low as * |
|---|---|
|
Up to 36 months
|
11.99%
|
|
37 to 60 months
|
12.49%
|
|
61 to 84 months
|
13.99%
|
Personal Loan
- Enjoy fixed payments and terms with low, competitive rates
- No application fee
- Loan interest accrues only when funds are drawn
- Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
- No restrictions on how you spend your funds
- Optional loan protection coverage available that will take over your loan payment if you become disabled, deceased, or unemployed.
FlexLOC
- This revolving line of credit allows you to borrow money as often as you need
- Competitive rates
- No application fee
- Loan interest accrues only when funds are drawn
- Use as overdraft protection for your checking account
- No restrictions on how you spend your funds
Certificate of Deposit Secured Loans
- Borrow up to 100% of the amount in your Certificate of Deposit Account
- Rates are determined based on the length of the term. Call for rates.
- Term determined by remaining length of your certificate
- Continue to earn dividends on your certificate of deposit
- Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
- No restrictions on how you spend your funds
- No application fee
- No prepayment penalties
Share Secured Loans
- Borrow up to 100% of the amount in your Share Savings Account
- Terms up to 60 months
- Continue to earn dividends on your savings
- Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
- No restrictions on how you spend your funds
- No application fee
- No prepayment penalties
- Optional loan protection coverage available that will take over your loan payment if you become disabled, deceased, or unemployed.
