
- Personal
- Checking & Savings
- Checking
- Premier CheckingSizable dividends and easy access are the feature attractions.
Premier Checking Account
Get more from your checking account with tiered interest levels that offer increasing monthly returns for higher balances. Plus, there’s no monthly fee if you maintain a balance of $2,500 or more.
Premier means first. And it means best. And we mean both.
When you make the Premier Checking Account your first choice, you get the best of both worlds. First, enjoy Arbor Financial checking advantages that include free ATM use and online and mobile banking. Then reap the rewards of monthly dividends that are usually associated with high-yield savings accounts.

Premier Checking offers first-class service that includes these benefits:
- Earn dividends on balances of $2,500 or more*
- Free Visa Debit Card with your choice of PIN
- Access to 30,000 surcharge-free ATMs
- Manage your money through Online Banking, Mobile Banking, and Web Bill Pay
- Eligible for Overdraft Protection to avoid costly merchant fees
*Interest earned on daily balances of $2,500 or more. The minimum daily balance required to avoid a $25 monthly maintenance fee is $2,500. Account fees could reduce earnings.
Premier Checking Account Resources
Take advantage of our additional tools and resources to help you understand and control your finances.
Frequently Asked Questions About Premier Checking Accounts
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The higher your balance in your Premier Checking Account, the more you earn.
For balances $2,500 - $24,999.99 you earn a dividend of 0.05% APY+
For balances $25,000 - $99,999.99 you earn a dividend of 0.10% APY+
For balances $100,000 or more, you earn a dividend of 0.20% APY+
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Dividends are payments made to credit union members as part owners of the company. By paying our members dividends, we can distribute revenue to the owners. We pay our dividends monthly.
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To avoid a $25 monthly fee, you want to maintain a minimum balance of $2,500 in your Premier Checking Account.
+Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded and paid monthly. The dividend rate and APY are variable and may change at any time as determined by the Board of Directors. Fees may reduce earnings on the account. APY shown is accurate as of April 1, 2022.