Our Teams

We're all in this together - for the good of Arbor Financial and to the benefit of our members.

Individual dedication to helping everyone

At Arbor Financial, the people who run the credit union and greet you with a smile aren't just employees. They're your friends and neighbors, living and working in the Michigan communities we love. When you have questions or want to get things done, our people are ready to serve.

Mortgage Team

You've found your perfect home. Now meet the team here to help make it a reality.

Holly Babb

Holly Babb

Mortgage Loan Originator Centre Avenue, Portage, MI NMLS ID 1332758 Email Holly 269.544.3195

Get Started with Holly

Laurie Brooks

Laurie Brooks

Mortgage Loan Originator 9th Street, Kalamazoo, MI NMLS ID 703704 Email Laurie 269.544.3143

Get Started with Laurie

Kyle Townsend

Kyle Townsend

Mortgage Loan Originator Gull Road, Kalamazoo, MI NMLS ID 576723 Email Kyle 269.488.5098

Get Started with Kyle

John Hatridge

John Hatridge

Mortgage Loan Originator Westnedge Ave., Kalamazoo, MI NMLS ID 436343 Email John 269.488.6636

Get Started with John

Ryan Maneke

Ryan Maneke

Mortgage Loan Originator Paw Paw; 9th St., Kalamazoo, MI NMLS ID 1570101 Email Ryan 269.544.3155

Get Started with Ryan

Robert D. Merrill

Robert D. Merrill

Mortgage Loan Originator Otsego-Plainwell; Wyoming, MI NMLS ID 1171718 Email Robert 616.541.2755

Get Started with Robert

Brian Zemba

Brian Zemba

Mortgage Loan Originator Wyoming, MI NMLS ID 2165740 Email Brian 616.541.2759

Get Started with Brian

Jason Stiver

Mortgage Loan Originator Three Rivers, MI NMLS ID 1101416 Email Jason 269.544.3479

Get Started with Jason

Lending Team

Personalized, attentive service from friendly experts gets you the financing you need.

Christin Armstrong

Christin Armstrong

Consumer Lending Specialist Quail Run, Kalamazoo, MI NMLS ID 1237977 Email Christin 269.544.3429

Tony Flanders

Tony Flanders

Consumer Lending Specialist Quail Run, Kalamazoo, MI NMLS ID 1778963 Email Tony 269.544.3463

Commercial Team

Your business is our business. Let our team help you find the perfect fit in commercial lending solutions.

Cullen Mckinley

Cullen Mckinley

Vice President of Commercial 9th Street, Kalamazoo, MI Email Cullen 269.544.3481

Ken Fouts

Ken Fouts

Business Services Manager 9th Street, Kalamazoo, MI Email Ken 269.544.3162

Nikki Garrett

Nikki Garrett

Comercial Loan Coordinator 9th Street, Kalamazoo, MI Email Nikki 269.544.3176

Celinda Gilmore

Celinda Gilmore

Commercial Loan Coordinator 9th Street, Kalamazoo, MI Email Celinda 269.544.3478

Andrew Merkle

Andrew Merkle

Senior Commercial Credit Analyst 9th Street, Kalamazoo Email Andrew 269.488.6714

Brandon Tanner

Brandon Tanner

Commercial Credit Analyst 9th Street, Kalamazoo Email Brandon 269.544.3482

Scott Peterson

Scott Peterson

Senior Commercial Lender 9th Street Kalamazoo, MI Email Scott 269.544.3150

Roy Dangel

Roy Dangel

Senior Commercial Lender Westnedge Ave., Kalamazoo, MI Email Roy 269.488.6638

Financial Education Team

Our Financial Education team is here for you, your students, and your community. They can help you set up a plan that meets your financial education needs.

Kate Flowers

Kate Flowers

Community and Social Media Specialist 9th Street, Kalamazoo, MI Email Kate 269.544.3414

Ben Harman

Ben Harman

Employee Partnership Program

Relationship Development Manager 9th Street, Kalamazoo, MI Email Ben 269.544.3427

Nicki Costello

Nicki Costello

Employee Partnership Program

Relationship Development Officer Grand Rapids, MI Email Nicki 616.541.2762