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Adjustable-Rate Mortgages
Whether you're wanting the flexibility of a shorter mortgage term with an affordable monthly payment or consider yourself a frequent mover, an adjustable-rate mortgage could be right for you.
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- Free CheckingNo minimum balance or service fees.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access.
- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
- Volt BankingDesigned for young adults (age 19-24). Offering reduced fees.
- Savings
- Youth & Teen
- Deposit Rates
- Services
- Mobile & Online BankingBank anytime. Bank anywhere.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Direct Deposit with Early PayDirect deposits up to 5 days sooner.
- Digital WalletTap to pay with your phone.
- TellerPhone 24Manage your accounts anytime, without going online.
- Debit & ATM Cards
- ATM Locator
- ID Protect
- Checking
- Home Loans
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
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- Calculate a Payment
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- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video Tutorials Learn all the features and functions that mobile and online banking offers.
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- Title Services
- Extended Vehicle Warranty
- Skip a Payment
- Rates
- Calculators
- Help Center
- Card Help Center Have questions about your debit or credit card? We can help! <
- Security Center Learn what to do if you suspect fraud, view fraud prevention tips and common scams in the area.
- Mortgage Help Center Have mortgage questions? We can help!
- Identity Theft Protection Get peace of mind with our 24/7 protection through ID protect and Total Identity Monitoring.
- Learn
- Digital Banking Tools
- Wealth Management
- Wealth Management
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
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Features:
An adjustable-rate mortgage stays fixed for a set period of time but can adjust after that to reflect current mortgage rates. The 3, 5, 7, and 10 below indicate the initial fixed-rate term of 3, 5, 7 or 10 years. The 6 indicates that the rate and payment may adjust every 6 months after.
- 3/6 Conventional and Jumbo Adjustable-Rate Mortgage
- 5/6 Conventional and Jumbo Adjustable-Rate Mortgage
- 7/6 Conventional and Jumbo Adjustable-Rate Mortgage
- 10/6 Conventional and Jumbo Adjustable-Rate Mortgage
Talk with a friendly Mortgage Specialist today to see if an ARM is right for your financial situation.
When you're ready to apply, here's what to consider:
You'll need documentation for all borrowers, including:
- Social Security number
- Contact and employment information
- Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
- Guide you through the loan process
- Complete your loan application package
- Help you select the best program and interest rate
Ready to buy a home?
Before you start looking at homes you need to know what you can afford. And, with the home buying market being extremely competitive today, most realtors won't even show a home to a buyer unless the buyer has received a pre-approval from a lender.
Then comes the fun part, looking for your perfect home! With a pre-approval you'll know what amount you can borrow and search for homes in that price range.
Call us today at 269.544.3105 and find out what our team can do for you!
Knowledge is Power
We're here to help make your home buying experience seamless so we've put together some great articles to get you started.