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Renovation Loans for Remodeling Your Home
You’ve found your dream home, but it needs a few small fixes here and there. We’re here to help. Renovate. Remodel. Reinvent.
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- Free CheckingNo minimum balance or service fees.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access.
- Select Checking Earn 3.50% APY on balances of $250,000 and greater.
- Volt BankingDesigned for young adults (age 19-24). Offering reduced fees.
- Savings
- Youth & Teen
- Deposit Rates
- Services
- Mobile & Online BankingBank anytime. Bank anywhere.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Direct Deposit with Early PayDirect deposits up to 5 days sooner.
- Digital WalletTap to pay with your phone.
- TellerPhone 24Manage your accounts anytime, without going online.
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- ID Protect
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- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
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- Digital Wallet Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video Tutorials Learn all the features and functions that mobile and online banking offers.
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- Title Services
- Extended Vehicle Warranty
- Skip a Payment
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- Card Help Center Have questions about your debit or credit card? We can help! <
- Security Center Learn what to do if you suspect fraud, view fraud prevention tips and common scams in the area.
- Mortgage Help Center Have mortgage questions? We can help!
- Identity Theft Protection Get peace of mind with our 24/7 protection through ID protect and Total Identity Monitoring.
- Learn
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- Wealth Management
- Wealth Management
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
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It just needs one more thing…
You've found a great home, in your price range, in a great location, and you're ready to go…however, it just needs that one thing to be completely perfect.
Whether your dream home requires a fresh coat of paint, new marble countertops, or the musty carpet ripped out (or any other cosmetic improvement), we’ve got you covered.
Our Renovation Loan could just be the answer for you. The renovation loan allows you to upgrade now and pay over time, so you can create a space you’re proud to call home. The loan includes both the cost to buy/refinance and the cost to make home improvements.
From kitchen remodels, to landscaping, a fresh coat of paint, or a brand new pool, call us today at 269.544.3105 and find out what our team can do for you!
How do renovation loans work?
The Arbor Financial Renovation Loan is for non-structural improvements up to $50,000. These home improvements include paint, carpet, countertops, cabinets, siding, air conditioning, heating, windows, a new roof, or accessibility enhancements.
In some cases, home renovations can be delayed with the purchase of a new home due to a deficit in cash to allocate to a down payment, mortgage, and intensive home renovation. The Renovation Loan is our way of changing the game, so members can buy and renovate simultaneously.
Of course every situation varies, so if you're interested in our Renovation Loan, give our Mortgage Team a call at 269.544.3105 and we'll make sure you get the deal that's right for you.
Arbor Financial's Construction and Renovation Loans are built on these concepts:
- One-time closing costs
- Fixed-rate loans with low rates
- Flexible financing terms from 10 to 30 years
- Easy application process with a quick response
- Loan serviced by Arbor Financial so you will always speak to someone local if you have questions
When you're ready to apply, here's what to consider:
You'll need documentation for all borrowers, including:
- Social Security number
- Contact and employment information
- Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
- Guide you through the loan process
- Complete your loan application package
- Help you select the best program and interest rate