Business Credit Card

Sharp business leaders are always looking for that extra edge. Stay ahead of the pack with a credit card that offers low interest rates, steep product discounts and cash-back options.

Business Credit Card Application

It's the credit card that works almost as hard as you do.

As a business owner or executive, you want the best for your Michigan business: the best workers, the best equipment, and the best suppliers. So, don't settle for anything less than a top-shelf credit card.

The Arbor Financial Business Rewards Credit Card comes with a low interest rate, high credit limit, cash-back options and competitive rewards from our 3-2-1 Rewards program. Put them all together, and you get a generous boost to your bottom line.

  • Credit limit up to $100,000
  • No annual fee
  • Competitive variable rate
  • Earn 3X points for restaurants and travel costs, up to $1,000 each billing cycle, and 1X thereafter; 2X points for gas and groceries, up to $1,000 each billing cycle, and 1X thereafter.; and 1X points for all other qualified purchases! 
  • Redeem points for gift cards, travel, electronics, and home decor
  • Points never expire
  • Satisfaction of banking with a credit union that gives back to the community, pouring volunteer hours into Southwest Michigan.

Once your application is complete, please submit with required documents at any of our branches or via the secure upload.

Arbor customer using laptop.

Business Rewards Card 

Business Credit Card


Rates for Purchases

Competitive variable rate

3-2-1 Rewards Points Program

Use your CURewards points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases.

* 3X Points on Restaurants and Travel up to $1,000 each billing cycle, and 1X thereafter.

* 2X Points on Groceries and Gas up to $1,000 each billing cycle, and 1X thereafter.

* 1X Points on Everything Else!

Advanced Security

Chip technology adds another level of encryption when you make purchases.

How to Earn More

Earn 2,500 points immediately upon activation.

Earn 500 points when you sign up for eStatements, an environmentally friendly option that provides quicker, more secure access to your statements.

Discover our digital wallet options.

Arbor Financial makes purchases easy, safe, and secure with these digital wallet options:

Business credit card assistance when you need it.

If your credit card is lost or stolen, call 269.375.6702 or 800.442.7340 immediately. If you have other non-emergency questions after hours or on holidays, please call 866.591.2802.

If you would like to set up a PIN for ATM withdrawals on your credit card, call 888.886.0083 to set your PIN.

To access your credit card information online, please log in through Online Banking.

Reminder: Your remittance address is P.O. Box 37603 Philadelphia, PA 19101-0603.