*Annual Percentage Rate (APR). The APR is variable and is the lowest rate available. APR is based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The maximum APR is 15%. Subject to credit approval. An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $75,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value. There are closing costs on the loan that are specific to each member's situation. Subject to change without notice.
** Annual Percentage Rate (APR). Rate is the credit union's standard rate and changes frequently. Advertised APR is lowest rate available. APRs are calculated on a $100,000 mortgage, owner occupied single family detached with 780 FICO. Subject to credit approval. Appraisal required for amounts over $100,000. An Automated Valuation Model (AVM) will be used to determine equity on Home Equity Loan requests. Some restrictions apply. Program, rate, terms and conditions are subject to change without notice.