First-Time Login and
New Mobile App Download Info

USER ID: Is your existing User ID. Example: PSmith86.
PASSWORD: (all lowercase) is your User ID + first two digits of your birth month (i.e. 02 for February) example: psmith8602

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Banking as it should be


  1. Enter your USER ID - Your current user ID has not changed and will remain the same for the new system. (example: PSmith86)
  2. Enter the new PASSWORD - This will be your existing USER ID (no capital letters) followed by your two-digit birth month, i.e. 02 for February (example: psmith8602)

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Temporarily Extended Contact Center Hours

Our Contact Center has temporarily extended hours to better serve you and can be reached at 269.375.6702 or email Monday - Friday 7:00 AM - 9:00 PM, Saturday from 9:00 AM - 5:00 PM, and Sunday from 9:00 AM - 2:00 PM.

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If you don’t have the Arbor Financial mobile app already, you will need to download it from either the Apple App Store or Google Play Store. If you already have the mobile app, you can simply update it, and the new mobile app should appear (the newest mobile icon has a solid dark green background).

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What can we help you with?

Objective, clear guidance helps you on your way. 

Financial Coaching Financial Education

Personal loans, with a personal touch, provide financing you need.

Personal Loans Credit Cards

We’ll help you build a stronger foundation for your savings.

Savings Solutions Free Checking

CDs offer guaranteed growth to help you reach your savings goals.


MOMENTUM Checking puts the power in your hands to earn more on your balance.

Momentum Checking Special Savings