- Personal
- Checking & Savings
- Checking
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Select Checking Earn outstanding monthly dividends typically associated with Certificates of Deposit.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed-Rate MortgagesFlexible terms and stable monthly payments.
- Adjustable-Rate MortgagesSuitable for frequent movers and those wanting the flexibility of a shorter term.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- RV & Boat
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
- Personal
- Checking & Savings
- Checking
- Free CheckingKeep moving ahead with no minimum balance or monthly service fees slowing you down.
- Momentum CheckingEarn up to 4.00% APY on balances up to $15,000 when you use your debit card.
- Premier CheckingSizable dividends and easy access are the feature attractions.
- Select Checking Earn outstanding monthly dividends typically associated with Certificates of Deposit.
- Volt BankingDesigned for young adults (age 19-24). Offering seriously reduced fees as you learn to manage your money.
- Savings
- CD & IRAStart saving for the longer term with competitive rates and certain tax advantages.
- Money MarketEarn a higher APY while enjoying the convenience of immediate access to your savings. A $500 minimum deposit is required to open a Maximum Money Market Account.
- Special SavingsSave for holidays, vacations and all the special moments in between.
- Youth & Teen
- Debit & ATM Cards
- Ways to Manage Your Money
- Mobile & Online BankingBank anytime. Bank anywhere. Pay your bills online, check your balance, apply for a loan and monitor your finances when it's convenient for you.
- Digital WalletLeave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for a contactless transaction.
- TellerPhone 24With TellerPhone 24, you can manage your accounts anytime, without going online.
- Video TutorialsLearn all the features and functions that mobile and online banking offers.
- Deposit Rates
- Checking
- Home Loans
- Buy a Home
- Mortgage OptionsDiscover the mortgage that's right for you.
- Fixed-Rate MortgagesFlexible terms and stable monthly payments.
- Adjustable-Rate MortgagesSuitable for frequent movers and those wanting the flexibility of a shorter term.
- Low & No Money DownPerfect for first-time home buyers with limited downpayment.
- FHA LoansGreat for first-time buyers with less-than-perfect credit.
- Bridge LoanLooking for your second home and need a way to get out of your first?
- Jumbo MortgageAn XL loan for those higher-priced properties.
- Physician MortgageShowing how we feel about those that heal.
- Renovation LoanFound your dream home, but it needs a few small fixes.
- Construction Loan
- Home Equity Loans
- Calculate a Payment
- Rates
- Apply for Mortgage
- Access Existing Application
- Buy a Home
- Credit Cards
- Loans
- Auto
- Auto Loan OverviewLow rates and fast approvals put you in the driver's seat.
- New & Used Auto LoansWhether it's a new car or used one we have financing options for you.
- Refinance Auto LoansRefinancing can be a great financial move by lowering your auto payment or shortening the term of your loan.
- Motorcycle LoansTake on the open road with two wheels and low rates for all types of motorcycles.
- Loan ProtectionProtect your assets. Insure your loans. Ease your mind.
- RV & Boat
- Home Equity Loans
- Personal Loans
- Skip a Payment
- Calculate a Payment
- Rates
- Auto
- Services
- Rates
- Calculators
- Skip a Payment
- Ways to Manage Your Money
- Learn
- Protect
- Invest
- Retirement Planning & Investments Discover savings and investment options to plan for your golden years.
- Savings Get financially fit by adding power to your portfolio.
- Education Funding Explore different options to finance college tuition and more.
- Financial Advisor Discuss IRAs, mutual funds, life insurance, and more with an on-site Wealth Management Advisor.
- Checking & Savings
- Business
- About Arbor
Live on the Go. Bank on the Go.
Electronic transfers can move funds overnight. eStatements can get you vital account information days ahead of regular mail. Now is the time to experience the next generation of online banking.
Your Time
Online Banking never closes - check balances and manage your money 24/7.
Your Money
Access your account, transfer funds and pay bills while at home or on the go.
Your Choice
Pay who you want, when you want with online and mobile banking.
Access a world of banking convenience.
With online and mobile banking, you can pay bills from anywhere and check balances any time – no wasted time, no wasted paper.


- Pay bills with your smartphone or other mobile device
- 24-hour access to your account information
- View all accounts you’re associated with via single sign-on and get a quick view of your account balances
- Customize account nicknames for better control of your money
- Export account history in financial software
- Free Bill Pay
- Make transfers between all of your accounts and set up one time or recurring transfers between them, or to other member accounts
- Create spending reports and set balance and deposit alerts
- Arrange for customized text alerts when balances get low, checks clear or for other purposes
- Send and request money from friends and family with Zelle®*
- Deposit money into other Arbor Financial Credit Union members' accounts
Deposit checks in just a few easy steps
Mobile check deposit makes it a snap to put money into your account.
Sign and endorse your check "For Mobile Deposit Only at Arbor"
Snap a picture of the front and back of each check using your smartphone and submit
You'll receive a confirmation for each successful deposit on your device
No need to drive to your nearest branch or ATM to make a deposit
Mobile Check Deposit reduces the risk of your check being lost or stolen before you get a chance to stop by the credit union
Direct Deposit
Receive checks in your account safely and conveniently with direct deposit. Electronic deposits of funds into your account eliminates the need for physical paper checks. Arrange to have funds deposited into one or multiple accounts.
Alerts
Set up alerts for when your account balance is above or below a certain threshold, or there are changes to your account status. Manage alerts and recipients.
Zelle
Send money directly to your family members’ and friends’ accounts using your mobile banking app or online banking account. It’s quick, easy, and safe!
Card Travel Solutions
Protect your accounts and your money while you’re out of town (or out of the country).
Personal Finance Management
Get all of your financial and account information on one convenient dashboard tracker. Everything you need to know right at your fingertips
See Why People Like You Choose Us
Great financial institution. 1st class customer support.
★★★★★
Bud V.
Outstanding in assisting me sign up for online banking. Thank you for having amazing employees.
★★★★★
Dave G.
Great customer service! Very professional!
★★★★★
Helen M.
Download our Mobile App
Access your Arbor Financial Credit Union accounts anywhere, anytime from the palm of your hand with our free mobile banking app.
Convenient and easy to use, Arbor Financial's Mobile Banking App is safe and secure using some of the most advanced security and technology available.
Frequently Asked Questions
Looking for more?
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Simply download our mobile app from iTunes or Google Play.
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Downloading and using the app is free. However, standard wireless carrier data and charges may apply. Contact your wireless provider for details.
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Anyone with an active Arbor Financial checking account. The account must be in good standing with no delinquent loans; no charged off loans or shares; no derogatory action placed on accounts; no excessive overdraft history; and no revocation of overdraft privileges.
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$5,000 per check. $10,000 per day. $25,000 per month.
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Yes. Please contact us for details.
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It's as depositing checks in an ATM or using online eBanking. Multiple layers of security, including password protection, Internet firewalls, and 128-bit encryption, keep your information safe and secure.
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In addition to being available when downloading Arbor Financial Mobile, it can be found on our Disclosures page of the website.
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Upon confirming that you received full credit for the check deposited, destroy the check by shredding or other means, or clearly mark “VOID” or “Electronically Deposited” on the front and back of the check.
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We’d be happy to answer them for you! You can chat with us live and online, email, or call us at 269.375.6702 or 800.442.7340 during these business hours: Monday through Friday, 8 a.m. to 5:30 p.m.; and Saturday, 9 a.m. to 12:30 p.m.
*Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the US to use Zelle.