1. Annual Percentage Rate (APR). Rate effective 6/22/22 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change at any time, without notice. APR calculated on $180,000 mortgage amount, with no PMI on first-lien purchase money mortgage. Payment example: $180,000 loan at stated APR has estimated monthly payment of $1,026.21. Taxes and insurance not included and will increase payment amount.