- Personal
- Checking & Savings
- Checking
Find the best checking accounts for your needs.
Find your go-to account right here with an option that checks all your boxes.


Get convenient checking accounts and services to match.
Daily money management requires a checking account that keeps pace with you. That's where Arbor Financial comes in. Choose an account with the perks you need.
Volt Account
Giving teens and young adults the power to take charge of their money and parents the peace of mind to let them.
Get More With Arbor Financial
Arbor Financial Credit Union members get more through their membership. From high-return savings accounts and low-interest loans, to awesome membership discounts and expert financial advice.

Why Choose Arbor?
Arbor Financial Credit Union members get more through their membership. From high-return savings accounts and low-interest loans, to awesome membership discounts and expert financial advice, our members have access to everything they need for financial success. Our checking accounts come with loads of free features and are paired with the latest technology for speed and accessibility. No, we're not a bank; we are a people-first financial institution that is here for you!
Frequently Asked Questions
Looking for more?
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When you're running low, you can order more checks online.
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If you live, work or worship in the state of Michigan, you can join Arbor Financial Credit Union and open a checking account.
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Yes, you can have more than one checking account. The exception is that only one Momentum Checking Account per individual is allowed.
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At Arbor Financial Credit Union, we offer these 4 accounts - Free Momentum Checking, Free Checking, Premier Checking, and Volt Account - Ages 13-18 and 19-24.
Learn More about the different types of checking accounts.
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Our Free Checking Account offers you full checking account benefits while paying no monthly fees or having minimum balance requirements.
Learn to Manage Your Wealth
Get help understanding your saving and investment options by meeting with a licensed insurance agent for free. As an account holder, you’ll get help building a custom strategy that will help you reach your financial goals.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the US to use Zelle.
*Annual Percentage Yield (APY) as of 4/1/2022. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. $500 minimum direct deposit and enrollment in eStatements required. Minimum 10 debit card purchases are required to receive any interest. One Momentum Checking account per member. Rate is variable and subject to change.