New & Used Auto Loans

Shift your car quest into overdrive. Low rates and fast approval put you in the driver’s seat.

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90-Day No Pay+

Low Rate Auto Loans

Starting at 2.99% APR++

Auto Loan Rates as Low as 2.99% APR*

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Get More Freedom

It's Michigan; given our automotive history, we take pride in what we drive. So let's get ready to roll -- out of the dealership in a great new or used vehicle. We have the perfect financing options whether you want to go styling in a luxury sedan, go adventuring in an SUV, or go full throttle on a motorcycle.

Stop in, call us at 269.488.5945, or apply online and have an answer within minutes!

Schedule an Appointment

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Protect & Insure to Get More Peace of Mind

While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy will result in repairs being covered and loans being repaid.

Guaranteed Auto Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.

Mechanical Breakdown Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.

Learn More

Here's What Should Drive You to Arbor Financial for New & Used Auto and Motorcycle loans:

Low rates starting at 2.99% APR*

Low closing costs

Extended repayment terms available

Up to 100% financing means no down payment

Loan pre-approval process lets you focus on vehicles at the dealership

Apply by phone 24x7 at 269.488.5945 and get an answer within minutes

Low-cost extended warranties and payment protection options available

Skip Pay options allows you the option of not making up to two months of loan payments each year

Why Choose Arbor?


"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business."

- Joel P

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Estimated Monthly Payments $0.00

+Annual Percentage Rate (APR). Rate effective 8/1/22 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

++Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.