Save and Earn More Just by Banking With Us!

Start saving and earning more by taking advantage of our specials - including holiday loan rates as low as 5.49% APR4; auto loan rates as low as 1.49% APR3; a Visa Rewards Credit Card that can earn you cash back, merchandise and travel rewards for everyday purchases; low fixed-rate mortgages with flexible terms; and a free checking account that earns up to 3.00% APY1 - and the money saved quickly adds up. Add in a few extras, like free financial coaching and low-cost ID theft coverage, and you could be saving more annually with Arbor Financial!
APPLY ONLINE CONTACT US

MORE HOLIDAY

It’s your holiday, celebrate any way you want with personal loan rates as low as 5.49% APR4 and no payments for 60 days5. From holiday vacations, to gifts, home remodels, debt consolidation, and more, this loan lets you get more with your holiday!
APPLY ONLINE APPLY BY PHONE

MORE MILEAGE

Fast car, faster loan! Get rolling in the vehicle of your dreams with rates as low as 1.49% APR3 and 90-day no pay options2. Whether you are looking for new, used, luxury, or just something reliable, you can count on Arbor Financial to get you an answer and in the driver's seat fast.
APPLY ONLINE APPLY BY PHONE

MORE REWARDS

Earn Rewards points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases. Plus, enjoy one of the nation's lowest rates, no annual fee, security to protect your privacy, and more benefits.
GET STARTED APPLY BY PHONE

MORE PEP

No one can keep pace with our high yield checking account. Learn more about how you can earn up to 3.00% APY1 with Arbor Financial’s free Momentum Checking. The best time to start earning more is now!
OPEN FREE CHECKING ACCOUNT LEARN MORE

MORE HOUSE

Don't waste money with a high-interest mortgage or delay getting a house because you don't have a down payment. Arbor Financial has smarter mortgage options that get you moving faster. With our low fixed-rate mortgages, no money down and no PMI special, and refinance options, we have you covered.
GET INSTANT RATE QUOTE CONTACT A SPECIALIST

Not Yet A Member?

Arbor Financial offers high-return savings accounts, low-interest loans, awesome membership discounts and expert financial advice. Our checking accounts come with loads of free features and paired with our top notch technology are sure to meet your digital needs. No, we're not a bank, we are a financial institution for the people.
OPEN AN ACCOUNT
1. Annual Percentage Yield (APY) as of 7/1/21. Additional requirements apply. Interest rate varies depending on number of debit card purchases. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

2. Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Applicable to external refinances only.

3. Annual Percentage Rate (APR). Rate effective 9/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

4. Annual Percentage Rate (APR). Rate effective 10/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Terms and conditions subject to change without notice.
 
5. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period October 1 – December 31, 2021.