Home Loans No Money Down & No PMI 

Showing how we feel about those who heal.

If you're a doctor, dentist, pharmacist or veterinarian in Michigan, we salute you. You treat our minds and bodies and attend to our beloved pets. Now we have a chance to return the kindness with low-cost, no-down-payment mortgages that we hope will help improve your financial health.

Call us today at 269.544.3105 and find out what our team can do for you!

Contact a Mortgage Specialist

Here's our prescription for Physician Mortgages designed for doctors, residents, dentists, pharmacists, and veterinarians:

  • 15-, 20- and 30-year terms are available
  • Great rates and low closing costs
  • Financing up to 100% of the cost of single-family homes
  • Financing up to 90% on condominiums
  • No Private Mortgage Insurance (PMI) payments
  • Easy application process with a quick response
  • Serviced at Arbor Financial Credit Union
RELATED: Pre-Qualification vs. Pre-Approval

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Physicians moving to the area might want to look into Arbor Financial's full slate of financial services. Our Checking Accounts offer free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to Online Banking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  


When it comes to the right mortgage, Arbor makes you feel right at home.

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