Keep your costs down as your house goes up.

Having a house built especially for you in Michigan? Sounds exciting! After all, you get a say in everything from floor plans to paint colors. But financing can get tricky. Fortunately, Arbor Financial offers one loan that covers both the construction phase and mortgage. Just one closing process means lower fees, less red tape and a quicker completion of your new home.

Arbor Financial's Construction Loans are built on these concepts:

  • One-time closing costs
  • Fixed-rate loans with low rates
  • Ease your cash-flow crunch by paying only interest during construction phase
  • Flexible financing terms from 10 to 30 years
  • Easy application process with a quick response
  • Loan serviced by Arbor Financial so you will always speak to someone local if you have questions

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:
 
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
 
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Building your own home is a big step. Perhaps it's also time to take stock of all your finances. If you open a checking account at Arbor Financial, you get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  

Mortgages

When it comes to the right mortgage, Arbor makes you feel right at home.

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