1. Low Fixed Mortgage Rates
7-year: As low as 1.740% (2.025% APR) fixed*
10-year: As low as 1.990% (2.193% APR) fixed*
12-year: As low as 2.240% (2.411% APR) fixed*
This rate excludes Arbor Financial's no money down, no PMI program.
2. No Money Down and No PMI Special
Saving up for a down payment can be time consuming and difficult. And, if you have less than a 20 percent down payment, many lenders require Private Mortgage Insurance (PMI), which can drive up your monthly payments even more.
That's where our 15-year and 30-year mortgage specials with $0 down and no PMI1 required can help. So you can spend less time getting into your home, and more time making memories in it.
View All Rates
Refinance and Save
Compare your current mortgage rate with one of our specials or other mortgage terms to decide if bringing your mortgage to Arbor Financial will help you reach your goals. You can apply online from the comfort of your home. Our mortgage specialist will guide you through the process and are there to answer your questions and concerns.
Refinancing can help you:
Use the Refinance Calculator
- Lower payments
- Pay your loan off sooner
- Cash out options by accessing equity
- Consolidate debt
- Enjoy your home more!
Get Started Today!
Contact a Mortgage Loan Specialist
How Much Home Can You Afford?
Before you start looking at homes, you need to know what you can afford. And, with the home buying market being extremely competitive today, most realtors won't even show a home to a buyer unless the buyer has received a pre-approval from a lender.
If you're thinking of buying a home, your first step is to get pre-approved
. This will allow you to know what your options are and how much you are approved to borrow.
Then comes the fun part: looking for your perfect home! With a pre-approval, you'll know what amount you can borrow and search for homes in that price range.
Call us today at 269.544.3105
and find out what our team can do for you!
The Arbor Advantage
Here's how a $0-Down Fixed-Rate Mortgage2 can unlock the door to your new home:
- Many loan terms are available
- Great rates and low closing costs
- Easy application process with a quick response
- Pre-approval process to help focus your house-hunting efforts
- Rate locks, so you can secure your low rate
- You'll always be able to speak to someone local if you have questions about your loan
RELATED: Pre-Qualification vs. Pre-Approval
When you're ready to apply, here's what to consider: