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Tips for a Timely Tax Return
The IRS began accepting 2020 tax year returns on Feb. 12. Members can view their 2020 tax forms, 1099INT and 1098, in the eStatement portal of Online Banking.
Plus, Arbor Financial members save up to $15 on TurboTax® this tax season! Start now and save by clicking below!
Check out these quick, helpful articles for tax tips:
Boat & RV Rates as Low as 2.99% APR*
Get More Memories
Spring is getting near, and that means warm weather will be here before we know it!
Get a low rate boat or RV loan from us with rates as low as 2.99% APR* and be automatically entered to win a Yeti LoadOut Bucket packed with summer's essentials.
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Now Open in Hudsonville
Arbor Financial opened its twelfth location on February 8. This is the credit union's third Grand Rapids area location, with the new branch located at 3961 32nd Ave., south of I-196, in Hudsonville.
The Hudsonville Office conducted a formal ribbon cutting on February 10. Our staff at Hudsonville and friends at the Hudsonville Area Chamber of Commerce and Glas Associates were in attendance. For more information on the new office, click below.
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First Time Home Buyer Webinar | February 27
Starting the home buying process for the first time? Join us on Saturday, Feb. 27 for a First Time Home Buyer webinar. We'll discuss all of the questions any new buyer may have, as well as get insight from a local realtor partner.
Upon registering, you'll be sent a specialty bag of coffee to enjoy the morning of our webinar. Sign up for free today!
Register Here

Mortgage Monday | March 8
Are you considering refinancing, purchasing, or just need questions answered? Chat live with our Mortgage Lending Officer, Kyle Townsend, on Monday, March 8 and see what you can do about your existing or future mortgage. With 30-minute individual meetings, you'll get to chat one-on-one about questions that are specific to you, and your current financial situation. Register now and sign up to reserve your spot!
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Register Here

2021 Scholarship Deadline Fast Approaching
Each spring, the Arbor Financial Community Scholarship Program awards twelve $2,000 scholarships to high school seniors in Michigan based on the strength of an essay.
This year's scholarship essay topic: Often, the challenges we face in life will result in wisdom gained. Share a challenge you have faced and how you overcame it. What did you learn from the experience?
Applications are due on Sunday, February 28.
Learn More

Get More Possibilities + $50 Home Depot Gift Card
One of the biggest benefits of homeownership is the ability to leverage the equity in your home to help pay for whatever expenses life may throw your way.
For a limited time, receive a $50 Home Depot Gift Card when you open a Home Equity Line of Credit. Additionally, when you make a draw on your HELOC of $5,000 or more, you'll be automatically entered for a chance to win $2,5001!
- Great low rates, currently at only 3.25% APR2.
- No restrictions on how you spend your funds. The line of credit is there whenever you need to quickly and easily access money.
- No fees. Easy to apply online, stop by a branch, call, or schedule an appointment online.
More Possibilities

When and Why You Should Refinance Your Home
If mortgage rates nearing historic lows have you thinking about refinancing your home, you aren't alone. By saving homeowners thousands of dollars or allowing them to tap into equity, it's to no surprise that we are seeing such an influx of refinances.
Before you make the move, it's important to have a goal in mind, to compare your current terms with today’s rates, and to weigh out the costs and benefits. Plus, Arbor Financial offers a variety of products and terms, including our 15-year fixed mortgages as low as 1.99% Rate | 2.137% APR
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Pay Down Debt and Start Saving
With a low rate for life, start saving for your dreams! For a limited time, enjoy 4.99% APR
+ with zero balance transfer fees when you move your high-rate credit card balance to a Visa Rewards Card or Advantage Card.
- 4.99% APR4. For the life of the balance transfer.
- No minimum. Transfer as little or as much as your credit card can handle.
- No fees. Unlike many balance transfer offers, Arbor Financial does not charge a balance transfer fee nor annual fees.
- Limited time offer. Available through March 31, 2021.
Transfer & Save

SAVE $4,185 MORE* - JUST BY BANKING WITH US!
MORE FREEDOM
Pay down debt and start saving.
CREDIT CARD BALANCE TRANSFER OFFER
4.99% APR* For Life1
Get More Rewards

MORE HOUSE
Low mortgage rates with flexible terms.
15-YEAR MORTGAGES
As low as 1.99% Rate | 2.137% APR2
Get More House

MORE MILEAGE
Accelerate your savings with ultra-low rates.
AUTO LOANS
As low as 1.49% APR3
Get More Mileage

MORE PEP
Earn high returns on your balance.
FREE MOMENTUM CHECKING
Up to 3.00% APY4
Get More Pep

MORE POSSIBILITIES
Use equity to pay for life's expenses.
HOME EQUITY LINE OF CREDIT
As low as 3.25% APR5
Get More Equity

MORE MEMORIES
Easy application, fast approval, and low rates.
BOAT & RV LOANS
As low as 2.99% APR6
Get More Memories

15-Minute Value Packed Webinar
This February, we are offering four, fifteen minute, value packed webinars. This months topic will focus on budgeting. A great topics to get your financial year started on the right foot. Want to register? Click the links below and sign up today!
Arbor Financial Welcomes Robert Merrill as a Mortgage Loan Originator
Arbor Financial Credit Union is pleased to announce that Robert Merrill has joined the mortgage lending team as a Mortgage Loan Originator. 
Rob will be assisting members in the Wyoming community by helping them find the best mortgage for their situation. He specializes in first-time homebuyers and purchases, as he takes pride in helping people make one of the largest transactions of their lives. “We are thrilled that Rob has joined our team. As a seasoned mortgage lender with a proven track record of exceptional service, Rob will be an asset to our members looking for the right mortgage solution,” comments Jeff Potter, Director of Mortgage Sales.
Jeff Kalmbach Joins Arbor Financial's Mortgage Lending Team
Arbor Financial Credit Union is pleased to announce the addition of Jeff Kalmbach to the mortgage lending team in his role as a Mortgage Loan Originator. Jeff is looking forward to assisting members in the Three Rivers and Portage areas by providing exemplary service and mortgage solutions to those looking to refinance or purchase their homes.