Thank You for Registering for our Mixer!

We can't wait to see you at our beautiful Otsego/Plainwell branch located at 1386 M-89 in Otsego on September 27 at 4-6 p.m..

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learn more about Arbor Financial Credit Union and our products and services.

We are excited to see you soon!

About Arbor Financial

We got our start in 1935, meeting the banking needs of teachers in Kalamazoo. Today, we proudly serve generations of families and business owners in Southwest Michigan, from Grand Rapids in the North to Three Rivers in the South.

WE SAVE OUR MEMBERS OVER $3 MILLION A YEAR*

PERSONAL LOANS$1,896,672

CREDIT CARDS $1,268,195
HOME LOANS$77,686

SAVINGS AND DIVIDENDS$359,054
$153
ANNUAL SAVINGS PER MEMBER HOUSEHOLD^*

Committed to Your Success - Learn MORE about our Employee Education Program

The workforce is evolving and your employees may be looking for options to address their own financial situation. In fact, when it comes to personal finances 87% of employees want help - and budgeting was at the top of the list.* Arbor is here to help your employees reduce money-related stress and budget better by empowering them with free financial wellness programs.

As your partner, your employees can utilize our free financial resources, that best fit their needs, to improve their financial wellness. The Arbor Employee Financial Wellness Program offers:

Onsite Lunch & Learns
Virtual Seminars
One-on-One Credit Review - We will work with your employees to review their credit score and discuss ways to increase their credit score, lower monthly payments, and eliminate debt.
New Hire Orientations - free onsite account opening to help your employees start off on the right foot.

GET MORE With Arbor

View products and specials like our Home Equity Loans and Home Equity Line of Credit, Summer Fun Loan, personal and business credit cards, and FREE Momentum Checking.

Home Equity Loan

Enjoy Terms Up To

10 & 15 Years²

Credit Cards

Rates as low as

10.50% APR³

Summer Fun Loan

AS LOW AS

9.99% APR⁴

And 60-Day No Pay

FREE Momentum Checking

EARN UP TO

4.00% APY⁵

Open an Account

What Our Members Say

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Join the Arbor Financial Family that is 40,000+ and Growing

1. Become a member or add an account - Whether you're already a member, simply want to add an account, or are looking to join, it's easy!

2. Enjoy the perks - Members of Arbor Financial enjoy discounts on things like Ski Cards to Bittersweet Ski Resort, discounts on Davenport University tuition and professional development, and SO much more.

3. Utilize products and services - We make it easy for our members to utilize what they want and need. Whether it's a mortgage, a credit card, or free education, we have it for you.

Get MORE savings with Arbor

Here’s how you can save more and earn more just by banking with us.

Easy Loan Pre-Approvals

Affordable Loan Protection

Flexible Loan Terms

Ultra Low Loan Rates

Helpful Resources

Get a Free, Instant Mortgage Rate Quote

Get a Free, Instant Mortgage Rate Quote

10 Warning Signs it's Fraud

With fraud becoming more rampant, it is essential to stay informed and take actions to protect yourself and your family against fraud and scams. It’s time to level up and become a pro at spotting common warning signs that you may be dealing with fraud.

First-Time Homebuyer eBook

Download our free First-Time Homebuyer eBook, and learn how to make your dreams of homeownership a reality.

Credit Score Guide

Three little numbers can have a big impact on your life. Exactly what do they mean? Our free e-book can help you crunch them.

Get a Free, Instant Mortgage Rate Quote

Get a Free, Instant Mortgage Rate Quote

10 Warning Signs it's Fraud

With fraud becoming more rampant, it is essential to stay informed and take actions to protect yourself and your family against fraud and scams. It’s time to level up and become a pro at spotting common warning signs that you may be dealing with fraud.

First-Time Homebuyer eBook

Download our free First-Time Homebuyer eBook, and learn how to make your dreams of homeownership a reality.

Credit Score Guide

Three little numbers can have a big impact on your life. Exactly what do they mean? Our free e-book can help you crunch them.

* Direct financial benefits to members during the 12 months ending September 2021 as defined in the CUNA Membership Benefits Report for Arbor Financial Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac1. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.

2. Loans subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Consult a tax advisor regarding deductibility of interest. All loans and promotions require membership.

3. Rates as of March 31, 2023. APR = Annual Percentage Rate. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Contact us for more information.

4. Annual Percentage Rate (APR). Rate effective 6/6/23 for a limited time. Rate may vary depending on credit history, term of loan, and underwriting factors. Subject to credit approval. Programs, rates, terms and conditions subject to change without notice. Refinancing of an existing Arbor Financial loan will require $1,000 of new money to qualify for the special rate.

5. Annual Percentage Yield (APY) as of 10/1/2022. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.