Make a payment from another institution or by debit card

Make a payment to your Arbor Financial Credit Union loan or credit card easily using funds from any external financial institution.

Whether you’re on the go or just prefer paying from another bank, this payment option gives you a secure, convenient way to stay on track.

Once you click the "Make a Payment" button, you will be taken to a secure portal where you will be asked to verify your account with your member number and date of birth. If you do not know your member number, find it here within Mobile & Online Banking next to your name or give us a call at 269.375.6702.
When you verify your account for the first time, you will have to set up the following:
- 4-digit PIN: Once you have entered your account number and date of birth, it will prompt you to create a 4-digit PIN. Store this information in a secure place, as you will need this PIN to verify future payments.
- Preferred method of payment: to make a payment, you will have to add your preferred form of payment in the portal. You can do this by selecting ADD A NEW CARD or ADD NEW BANK ACCOUNT, which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success,’ and you will be redirected to the payment portal.
Once your account has been successfully verified, you will be directed to the payment portal where you’ll be able to see all of your loans and will also be able to select your preferred payment method.
The transaction fee is only $4.99 for an ACH payment and $5.99 for a debit card payment.
Please allow 3–5 business days for the withdrawal to post to the external account you used for your payment.