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Become a Member

    Bank Like a

    Cougar

    We are pleased to be a part of KVCC Vibe Fest once again! Arbor Financial supports you through every step of your financial journey. Discover how you can GET MORE with Arbor. 

    Explore all we have to offer, AND enter to win the $100 cash prize! 

    Welcome home, Cougars! 

    Banking Built for You

    Friendly local service since 1935. Convenient mobile banking. Low rates. Knowledgeable team. 

    Products to get you started:

    Auto Loans

    RATES AS LOW AS

    6.49% APR1

    Apply Online

    Learn More

    Momentum Checking

    EARN UP TO

    4% APY2

    Open an Account

    Learn More

    Low-Rate Credit Cards

    RATES AS LOW AS

    11.00% APR3

    Open an Account

    Learn More

    Free Early Pay

    GET PAYCHECKS UP TO

    5 DAYS SOONER4

    Open an Account

    Learn More

    BANKING YOUR WAY

     

    NOW HIRING

    Join our team and enjoy flexibility around your college schedule, benefits, great culture, volunteer opportunities, and career growth. Learn why being a teller in college is a great opportunity that can help you grow!  

    Want to apply? Click below.

    View Open Positions 

    Untitled design - 2023-07-20T151633.304

     

    Banking Made Easy 

    Our friendly team at our 12 Michigan branches is here to help when you need us both in person and virtually! The process is fast and easy. Our staff are financial experts and can help answer any questions you have and help you use all of our services and products to your advantage, including our ATMs. Did you know you have access to an Arbor ATM right on campus? It's right on the sidewalk between Ellsworth Hall and Henry. Away from campus and need an ATM? Our members also have access to over 30,000 surcharge-free ATMs nationwide through the CO-OP ATM Network. We offer a wide range of electronic services, including Mobile & Online Banking and check Remote Deposit. Want to open an account or loan, you can do it Online!

    Join Arbor

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    1. Annual Percentage Rate (APR). Rate effective 5/22/24 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice. 

    2. Annual Percentage Yield (APY) as of 10/1/2022. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

    3.  Rates as of July 1, 2023. APR = Annual Percentage Rate. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Contact us for more information. See full disclosure.

    4. Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts. 

    5. Click here to view 2024 Vibe Fest Giveaway Official Rules.