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    Bank Where You Belong

    We are pleased to celebrate the start of the school year with you and to support your school! Arbor Financial supports you through every step of your financial journey. Discover how you can grow your financial well-being with Arbor. 

    Explore all we have to offer, & enter to win the $100 bookstore gift card! 

    Welcome back; have a great year!  

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    Recognized by Forbes. Driven by Purpose.

    At Arbor, we’re here to grow the financial well-being of our members. That means making everyday money management easier and being there for important moments, like buying your first car, a checking account that pays YOU money, or navigating unexpected challenges. Our friendly team at our 12 Michigan branches is here to help when you need us, both in person and virtually! We offer a wide range of electronic services, including Mobile & Online Banking with built-in financial tools to help you budget and Credit Score to help you set goals and keep an eye on your credit score. We’re honored to be recognized by Forbes as one of Michigan's Best Credit Unions for 2026, and for the trust our members place in us each day. Ready to join one of the best credit unions in Michigan? 

    Products to get you started:

    Auto Loans

    RATES AS LOW AS

    4.99% APR1

    Apply Online

    Learn More

    Momentum Checking

    EARN UP TO

    4% APY2

    Open an Account

    Learn More

    Low-Rate Credit Cards

    RATES AS LOW AS

    9.50% APR3

    Open an Account

    Learn More

    Free Early Pay

    GET PAYCHECKS UP TO

    5 DAYS SOONER4

    Open an Account

    Learn More

    Start Banking with One of The Best Credit Unions in Michigan 

     

    NOW HIRING

    Join our team and enjoy flexibility around your college schedule, benefits, great culture, volunteer opportunities, and career growth. Learn why being a teller in college is a great opportunity that can help you grow!  

    Want to apply? Click below.

    View Open Positions 

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    1. Annual Percentage Rate (APR). Rate effective 7/1/26 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice. 

    2. Annual Percentage Yield (APY) as of 7/1/2026. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

    3.  Rates as of July 1, 2026. APR = Annual Percentage Rate. Rates are variable. Qualification is based on an assessment of individual creditworthiness and our underwriting standard. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Not all applicants will qualify. Contact us for more information. See full disclosure.

    4. Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts. 

    5. Click here to view the 2026 Back to School Giveaway Official Rules 

    Forbes recognition based on independent consumer survey.