Assumptions

7, 10, 15, 20 & 30 Year Fixed Rate

  • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
  • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 60% or lower for this product. Payment amounts based on a credit score of 740.
  • Using these assumptions, the estimated monthly payment for these products is:
  7 Year 10 Year 15 Year 20 Year 25 Year 30 Year
Total Number of Payments 84 120 180 240 300 360
Monthly Payment $1,982.00 $1,448.41 $1,035.87 $831.90 $711.32 $632.41
Final Payment $1,981.50 $1,448.56 $1,036.45 $830.68 $710.01 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 

15, 20 & 30 Year 3% Down

  • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
  • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 97% or lower for this product. Payment amounts based on a credit score of 740.
  • Using these assumptions, the estimated monthly payment for these products is:
  15 Year 20 Year 25 Year 30 Year
Total Number of Payments 180 240 300 360
Monthly Payment $1,035.87 $831.90 $711.32 $632.41
Final Payment $1,036.45 $830.68 $710.01 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 

7, 10, 15 & 30 Year 100% LTV Special

  • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
  • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 100% or lower for this product. Minimum credit score of 680 is required for the 7 & 10 year products and a minimum score of 730 is required for the 15 & 30 year products.
  • Using these assumptions, the estimated monthly payment for these products is:
  7 Year 10 Year 15 Year 30 Year
Total Number of Payments 84 120 180 360
Monthly Payment $1,982.00 $1,448.41 $1,035.87 $632.41
Final Payment $1,981.50 $1,448.56 $1,036.45 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 

10, 15, 20 & 30 Year Jumbo

  • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
  • Rates are calculated on a $750,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 60% or lower for this product. Payment amounts based on a credit score of 740..
  • Using these assumptions, the estimated monthly payment for these products is:
  10 Year 15 Year 20 Year 30 Year
Total Number of Payments 120 180 240 360
Monthly Payment $7,242.06 $5,179.36 $4,159.48 $3,162.03
Final Payment $7,241.49 $5,179.82 $4,160.14 $3,162.12
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 

15, 20, 30 Year Physician Mortgage

  • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
  • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 100% or lower for this product. Loan amounts over $650,000 require an LTV of 90% or lower. Payment amounts based on a credit score of 740..
  • Using these assumptions, the estimated monthly payment for these products is:
  15 Year 20 Year 30 Year
Total Number of Payments 180 240 360
Monthly Payment $1,035.87 $831.90 $632.41
Final Payment $1,036.45 $830.68 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.