Assumptions

  • 7, 10, 15, 20, 25 & 30 Year Fixed Rate
    • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
    • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 80% or lower for this product. Payment amounts based on a credit score of 740.
    • Using these assumptions, the estimated monthly payment for these products is:
  7 Year 10 Year 15 Year 20 Year 25 Year 30 Year
Total Number of Payments 84 120 180 240 300 360
Monthly Payment $1,982.00 $1,158.73 $828.70 $665.52 $569.05 $505.92
Final Payment $1,981.50 $1,158.52 $828.29 $664.55 $570.61 $508.77
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
  • 15, 20, 25 & 30 Year 3% Down
    • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
    • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 97% or lower for this product. Payment amounts based on a credit score of 740.
    • Using these assumptions, the estimated monthly payment for these products is:
  15 Year 20 Year 25 Year 30 Year
Total Number of Payments 180 240 300 360
Monthly Payment $1,004.80 $806.94 $689.98 $613.43
Final Payment $1,004.03 $806.86 $688.92 $615.76
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
  • 7, 10, 15 & 30 Year 100% LTV Special
    • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
    • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 100% or lower for this product. Minimum credit score of 680 is required for the 7 & 10 year products and a minimum score of 730 is required for the 15 & 30 year products.​
    • Using these assumptions, the estimated monthly payment for these products is:
  7 Year 10 Year 15 Year 30 Year
Total Number of Payments 84 120 180 360
Monthly Payment $1,982.00 $1,448.41 $1,035.87 $632.41
Final Payment $1,981.50 $1,448.56 $1,036.45 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
  • 10, 15, 20 & 30 Year Jumbo
    • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
    • Rates are calculated on a $750,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 80% or lower for this product. Payment amounts based on a credit score of 740.​
    • Using these assumptions, the estimated monthly payment for these products is:
  10 Year 15 Year 20 Year 30 Year
Total Number
of Payments
120 180 240 360
Monthly Payment $5,793.64 $4,143.49 $3,327.59 $2,529.62
Final Payment $5,794.36 $4,143.50 $3,326.12 $2,531.95
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
 
  • 15, 20, 30 Year Physician Mortgage
    • Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application.
    • Rates are calculated on a $150,000 mortgage amount and a 3% interest rate. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 100% or lower for this product. Loan amounts over $650,000 require an LTV of 90% or lower. Payment amounts based on a credit score of 740.
    • Using these assumptions, the estimated monthly payment for these products is:
  15 Year 20 Year 30 Year
Total Number of Payments 180 240 360
Monthly Payment $1,035.87 $831.90 $632.41
Final Payment $1,036.45 $830.68 $630.14
 
  • Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.
  • Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.