How Much Will My Monthly Payment Be?
Purchasing a new or used vehicle is an exciting venture that requires some planning. Before you sign on the dotted line and drive away, you first need to determine how much you can afford.
Our auto loan calculator determines your monthly payments based on down payment and the terms you choose, giving you a figure to work with as you plan. Get in the driver’s seat in no time and start exploring your surroundings in style.
Determine your monthly payments. Use our auto loan calculator
Should I Choose A New Or Used Auto Loan?
When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.
Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.
How Do I Apply For A Vehicle Loan?
Once you’re ready to get the ball rolling, you can complete an easy online application by providing the following information:
- Your SSN/Individual Taxpayer Identification Number
- Driver’s license/military ID/passport/state ID proving that you’re over 18 years old
Our online application offers a quick response that’ll help you determine your loan amount, rates and terms associated with your loan, allowing you to get out there a fast as possible.
What If I’m Experiencing A Cash Flow Crunch And Can’t Make A Payment?
When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.
- Eligible for auto, RV, and boat loans
- Only eligible after three consecutive payments have been made
- Request must be received seven days prior to an outstanding payment
Choose the perfect vehicle loan to match your lifestyle and budget. Apply Now
“I have been with Arbor Financial for a few years I've never had any problems they have always been very courteous and friendly and I appreciate that.” - Delores W.
Arbor Financial Member Resources
As an Arbor Financial member, you’re eligible to enjoy many of our member benefits and resources, enabling you to make better financial decisions based on helpful information.
Get Behind The Wheel With An Affordable Vehicle Loan
No matter if this is your first car, or you’re exploring your inner adventurer with a recreational vehicle, the experts at Arbor Financial can help you navigate the world of vehicle loans.
- Easy loan pre-approvals
- Affordable loan rates
- Flexible loan terms
- Up to 100% financing available
“My family has been members for years...we have really enjoyed the personal service we've experienced. Also, exceptional loan rates!” - Clayton L.
*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score at the time of application. Rates subject to change.
**Minimum loan amount of $10,000 required for deferred payments. Interest begins accruing from the date of loan disbursement. Deferred payments will be paid at the end of loan. Accrued interest will be collected on the first payment(s) applied to the loan. First payment will be due in the fourth month, on the date disclosed in the loan agreement. Restrictions may apply. Excludes internal refinances and Fresh Start Auto Loans. Subject to credit approval. Limited-time offer. Terms and conditions are subject to change without notice. Insured by NCUA.