Holiday Loan Special Rates as low as 5.49% APR+

Get More With Your Holidaygreen-fire-place-01.png

It’s your holiday, celebrate any way you want with personal loan rates as low as 5.49% APR+ and no payments for 60 days1. From holiday vacations, to gifts, home remodels, debt consolidation, and more, this loan lets you get more with your holiday!

> Affordable, flexible repayment terms
> Choose the amount you'd like to apply for
> Great service, fast turnaround

GET MORE with your holiday when you apply for a loan between October 1 through December 7 and be automatically entered to win one of three $200 Visa gift cards2!


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Personal Loans

Term Length APR as low as *
Up to 36 months 5.49%
37 to 60 months 5.99%
61 to 84 months 6.49%
*Annual Percentage Rate (APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval.
  • Revolving line of credit allows you to borrow money as often as you need
  • Competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • Use as overdraft protection for your checking account
  • No restrictions on how you spend your funds
Apply Online   Schedule an Appointment
  • Revolving line of credit allows you to borrow money as often as you need
  • Competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Use as overdraft protection for your checking account
  • No restrictions on how you spend your funds
Apply Online   Schedule an Appointment
  • Borrow up to 100% of the amount in your Share Savings Account
  • Competitive rates
  • Terms up to 60 months
  • Continue to earn dividends on your savings
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
Apply Online   Schedule an Appointment
  • $500 loan amount at 0% APR**
  • Low $50 monthly payment and 10-month term
  • Available to K-12 teachers
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
Apply Online   Schedule an Appointment
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Estimated Monthly Payment: 0
*Annual Percentage Rate (APR). The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval.
**The 0% Annual Percentage Rate (APR) Classroom Supplies Loan is available to K-12 teachers only and is limited to one loan per school year. Monthly payments will be automatically transferred from your Share Savings Account (S1). Payroll deduction and proof of employment at a Michigan school are required.

+Annual Percentage Rate (APR). Rate effective 10/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Terms and conditions subject to change without notice.
1. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period October 1 – December 31, 2021.
2. The drawing is open to all legal Michigan residents 18 years or older. No purchase necessary. Promotional period October 1, 2021 - December 7, 2021. For official rules, click here.
Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  

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