Mortgage Special Buy a new home with no money down and no PMI. Because you have better things to spend your money on.

10 Steps To Buying A New Home

  1. Do your research: There’s no better time than the present to compare rates, see what’s out there and what you’ll be able to afford. Knowledge is power.
  2. How much house can you afford? Determine your budget and the payment amount you’re comfortable with by using our Mortgage Loan Calculator.
  3. Get pre-approved/pre-qualified: This will let you see which options are available to you, and the price range of the home you should be looking for.
  4. Find the perfect real estate agent: Having a Buyers Agent on your side that’s going to look out for your best interests and who will be fully invested in you, is a good choice.
  5. Make an offer: Once you’ve found the right home within budget, it’s time to negotiate a fair offer with the help of your real estate agent.
  6. Ask for a home inspection: The last thing you want is a nasty surprise after signing on the dotted line. Always get the house inspected for any damage prior to closing the deal.
  7. Select your mortgage loan: Based on your needs and budget, we’re able to find you the perfect mortgage loan to turn your dream into a reality.
  8. Arrange for an appraisal: The appraisal determines whether you’re paying a fair price for the home in question.
  9. Get the paperwork done: Always ensure that the seller is the rightful owner of the house before closing the deal.
  10.   Sign the paperwork: It could take a couple of days for the deal to be complete, but once the check is delivered, you’re officially the owner of a new home.

Get pre-approved for the perfect mortgage loan to match your lifestyle.

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