Mortgage Specials Buying a new home? Ask about our mortgage specials!

What would you like to do?

Mortgage Refinancing

Compare your current mortgage rate with one of our specials or other mortgage terms to decide if bringing your mortgage to Arbor Financial will help you reach your goals.

Fixed-Rate Mortgages

Flexible terms and stable monthly payments form the foundation of this popular option.

Construction Loans

Low rates and flexible terms lay the foundation for your new-home construction.

3% Down Mortgage

It's ideal for first-time home buyers who have limited funds for a down payment.

FHA Loans

If your credit is less-than-perfect but you still want to buy a home, then an FHA loan may be your answer!

Bridge Loan

Looking for your second home, but can't figure out how to get out of your first? We've built you a bridge.

Renovation Loans

When your house needs a little extra push to become your dream home, we've got you covered.

Jumbo Mortgage

When you need to borrow beyond the conventional limits, here's your answer.

Physician Mortgage

Doctors, dentists, pharmacists and veterinarians can qualify for a home loan with special terms.

Secure File Upload

Upload your mortgage files securely here.

Home Loan Features to Fit Your Needs

We have numerous loan options helping you to make the right financial decisions in order to make lasting memories.

  • Quick & Easy Pre-Approval
  • FHA Loan expertise
  • Loans with no down payment
  • No PMI required

Apply Now

Speak With A Mortgage Specialist
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Mortgage Options

fixed rate mortgage icon

Fixed-Rate Mortgages

Flexible terms and stable monthly payments form the foundation of this popular option.

Apply Now  Speak With A Mortgage Specialist
construction loan mortgage icon

Construction Loans

Low rates and flexible terms lay the foundation for your new-home construction.

Apply Now  Speak With A Mortgage Specialist
three percent down icon

3% Down Mortgage

It's ideal for first-time home buyers who have limited funds for a down payment.

Apply Now  Speak With A Mortgage Specialist
fha mortgage icon

FHA Loans

If your credit is less-than-perfect but you still want to buy a home, then an FHA loan may be your answer!

Apply Now  Speak With A Mortgage Specialist
bridge loan icon

Bridge Loan

Looking for your second home, but can't figure out how to get out of your first? We've built you a bridge.

Apply Now  Speak With A Mortgage Specialist
renovation icon

Renovation Loans

When your house needs a little extra push to become your dream home, we've got you covered.

Apply Now  Speak With A Mortgage Specialist
jumbo mortgage icon

Jumbo Mortgage

When you need to borrow beyond the conventional limits, here's your answer.

Apply Now  Speak With A Mortgage Specialist
physician icon

Physician Mortgage

Doctors, dentists, pharmacists and veterinarians can qualify for a home loan with special terms.

Apply Now  Speak With A Mortgage Specialist
refinance icon

Mortgage Refinance

Now is a great time to lower your monthly payment or save on interest. We make refinancing your current mortgage simple and easy.

Apply Now  Speak With A Mortgage Specialist

Secure File Upload

Upload your mortgage files securely here.

Upload Here

Estimate Your Mortgage Payments

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*Rates are the lowest rates available and may vary depending on each individual’s credit history and underwriting factors at time of application. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payment estimates assume a loan to value of 80% or lower for this product. Payment amounts based on a credit score of 740. Monthly payment estimate includes principal and interest. Estimated payments do not include amounts for mortgage insurance premiums or payments escrowed for taxes and/or insurance, and the actual payment obligation may be higher.

Mortgage Rates

What do you need from your mortgage?

Find the home that makes you happy, and find the mortgage that suits your needs.

  • Are you looking for a more affordable monthly payment?
  • Do you want to pay off your home faster?
  • Do you need flexible options as life circumstances change?
  • Do you need to move into a new home quickly?
  • Do you want to pay a low down payment?

Speak to one of our qualified mortgage loan consultants to ask all your mortgage questions.

Speak With A Mortgage Specialist

 
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10 Steps To Buying A New Home

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Do your research

There’s no better time than the present to compare rates, see what’s out there and what you’ll be able to afford. Knowledge is power.

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How much house can you afford?

Determine your budget and the payment amount you’re comfortable with by using our Mortgage Loan Calculator.

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Get pre-approved/pre-qualified

This will let you see which options are available to you, and the price range of the home you should be looking for.

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Find the perfect real estate agent

Having a Buyers Agent on your side that’s going to look out for your best interests and who will be fully invested in you, is a good choice.

 

Ready to get Pre-Approved? It's quick and easy to apply online.

Mortgage Payment Relief 

Please fill out the contact form, and a mortgage servicing representative will be in contact with you to discuss payment arrangements.

Please note: Due to the volume of requests we've been receiving, we ask that you allow approximately 3-5 business days for a representative to contact you.  


*Annual Percentage Rate (APR). Beginning 7/6/20 and for a limited time. Special APRs disclosed are the lowest rates available and are determined by your credit score and underwriting factors at time of application. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loan with no PMI. PMI may be required depending on loan to value and will increase APR. Rate listed is for a first-lien purchase money mortgage or refinance on owner occupied single family detached primary residence. Rate excludes Arbor Financials no money down, no PMI program. Payments are monthly for term of loan. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

1 Beginning 7/6/20 and for a limited time. Annual Percentage Rate (APR) of 4.648% is accurate as of 7/20/20 and is the lowest rate available. Rates are determined by your credit score and underwriting factors at time of application. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loans with no PMI. Rate listed is for a first-lien purchase money mortgage on owner occupied single family detached primary residence only. Payments are monthly for term of loan. Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

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