Rates As low as 5.50% APR*

HELOCthumbnail.PNGLimited Time Special - Save On Closing Costs

You've worked hard to build equity into your home while you pay down your mortgage. Isn't it time that some of that equity paid off? Apply for a HELOC before April 30, 2019, and we'll waive closing costs up to $400! **

Borrow a little here. Pay back a little there. Repeat.

Yes, the value of your Michigan home helps to qualify your Home Equity Line of Credit loan. But you don't have to spend the cash on home repairs, though it's OK if you do. Instead, you can access the money as often as you wish to give you a little extra buying power when opportunity knocks or a little extra muscle in fending off life's financial challenges.

Here's why you might want to home in on Arbor Financial's HELOC:

  • Competitive low, variable rates
  • $10,000 to $150,000 credit lines with low monthly payments
  • No application fee
  • Take advances as often as you need them
  • No restrictions on how you spend your funds
  • Interest accrues only on funds as they are drawn
  • Quick approvals have your funds available in no time
  • Manage your credit line online or by phone
  • Possible tax advantages (please consult your tax advisor)
Opening a line of credit is a prudent move for home owners with recurring expenses, such as college tuition or long-term home improvement projects. Another smart move is to open an Arbor Financial checking account. You'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBankingMobile BankingWeb Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.
*Annual Percentage Rate (APR). The APR is variable, based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The maximum APR is 15%. Subject to credit approval.  An Automated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $100,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value.  Subject to change without notice.

**Arbor Financial will absorb reasonable and customary closing costs up to $400.  
Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  


When it comes to the right mortgage, Arbor makes you feel right at home.

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