A little patience will pay off in the long run.

We've become a society that expects instant gratification. You're too smart to fall into that trap. Whether you're saving to buy something big in a few years, or to retire in Michigan in a few decades, put some money in a Certificate of Deposit or Individual Retirement Account and simply let your guaranteed earnings grow over time. Remember, good things come to those who wait.

Here's why you can depend on a Certificate of Deposit:
  • Competitive interest rates
  • Terms range from six months to 10 years, with periodic special offers
  • Open a CD with just $500
  • Interest can be withdrawn monthly
  • Visit any Arbor Financial branch to open your CD
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Here's why you might want Traditional Individual Retirement Account Savings and Certificates:

  • Tax-deferred savings program
  • Contributions may be tax-deductible
  • Competitive interest rates
  • Funds may also be invested in an IRA certificate
  • Visit any Arbor Financial branch to open your IRA

There are also advantages to Roth Individual Retirement Account Savings and Certificates:

  • Tax-free withdrawals when you reach retirement age
  • Competitive interest rates
  • Visit any Arbor Financial branch to open your Roth IRA
After you look into Arbor Financial CDs and IRAs, consider opening a checking account with us. You get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to Online Banking, Mobile Banking, Web Bill Pay and more. It's easy to open your account online or switch your account to become an Arbor Financial member.
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