A little patience will pay off in the long run.

We've become a society that expects instant gratification. You're too smart to fall into that trap. Whether you're saving to buy something big in a few years, or to retire in Michigan in a few decades, put some money in a Certificate of Deposit or Individual Retirement Account and simply let your guaranteed earnings grow over time. Remember, good things come to those who wait.

Here's why you can depend on a Certificate of Deposit:

  • Competitive interest rates
  • Terms range from six months to 10 years
  • Open a CD with a just $500
  • Interest can be withdrawn monthly
  • Visit any Arbor Financial office to open your CD

Here's why you might want Traditional Individual Retirement Account Savings and Certificates:

  • Tax-deferred savings program
  • Contributions may be tax-deductible
  • Competitive interest rates
  • Funds may also be invested in an IRA certificate
  • Visit any Arbor Financial office to open your IRA

There are also advantages to Roth Individual Retirement Account Savings and Certificates:

  • Tax-free withdrawals when you reach retirement age
  • Competitive interest rates
  • Visit any Arbor Financial office to open your Roth IRA
After you look into Arbor Financial CDs and IRAs, consider opening a checking account with us. You get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay and more. It's easy to open your account online or switch your account to become an Arbor Financial member.
Why choose Arbor Financial?
"They have been my bank for nearly 10 years and have been fantastic to work with. I do all my banking through them and even used them for my first home purchase. Highly recommended." Macaria V Read More Member Stories  

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