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Earn up to 3.00% APY* Open an Account Arrow White RIght

Momentum High Yield Checking Account

Get rolling with an account that helps your money grow faster just by swiping your debit card.

Rates Earn up to 3.00% APY*

Put Your Money To Work

Personalized VISA Debit Card

With our personalized debit cards you can design a card that is as unique as you. Learn More

No Surprise Fees

All of our fees will be disclosed to you so you do not have to worry about seeing additional fees in your checking account.

Access to ATMs

You'll get free access to more than 37,000 ATMs throughout Michigan and accross the nation.

Mobile Bank

Mobile services can help you manage your money quickly and safely all from palm of your hand.

Earning 3.00% APY* is as easy as 1..2..3

1
Earning 4.00% is as easy - Step 1

Make at least $500 in direct deposits into your free Momemtum Checking account each month.

2
Earning 4.00% is as easy - Step 2

Enroll in eStatements. At Arbor Financial, we believe in cutting down on paper use and saving trees.

3
Earning 4.00% is as easy - Step 3

Pick up the pace of your debit card use. Earn higher returns on balance up to $15,000.

10-19 monthly debit card purchases will earn 0.75% APY*

20-29 monthly debit card purchases will earn 1.50% APY*

30 or more monthly debit card purchases will earn 3.00% APY*

Get Started Today!

Improving Your Banking Experience...

Online Banking

Online Banking lets you manage your money in minutes. In an instant information world, why settle for less?

TellerPhone 24

No need for an app. No need for an internet connection. Manage your money with simple phone call.

Zelle®

Zelle® is used by thousands of credit union members around the country and now its available to you.


FAQs

Your cash rewards are automatically deposited to your account each month. You do not need to take any action to “redeem” the rewards
Each transaction that you make on your debit card counts towards your rewards earned.
Moving your checking account is actually very easy. Open an account online in just a few minutes. You can either transfer funds right away or bring a Cashier’s Check from your previous financial institution into an Arbor branch.
Yes, you are welcome to use your debit card for automatic bill pay in order to qualify for rewards.
*Annual Percentage Yield (APY) as of 10/1/2020. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.