Become a Member and Enjoy Banking Made Easy

It only takes 5 minutes to join Arbor Financial Credit Union, but it will be well worth your time. 

Why You Should Choose Arbor

If you live, work, or worship in the state of Michigan, you can join Arbor Financial Credit Union. Why choose us?

  • High-return savings and checking accounts
  • Low-interest loans
  • Local, friendly service
  • Expert financial advice
  • Products that fit every lifestyle

We also provide checking accounts with loads of free features, including Mobile & Online Banking, credit score, Zelle, and Early Pay.

No, we're not a bank. We're something better.

Join Arbor

 

Arbor customer with phone.

Recognized by Forbes. Driven by Purpose.

At Arbor, we’re here to grow the financial well-being of our members. That means making everyday money management easier and being there for important moments, whether it's buying a first home, paying off debt, saving for the future, or navigating unexpected challenges. We’re honored to be recognized by Forbes as one of Michigan's Best Credit Unions for 2026, and for the trust our members place in us each day. Ready to become a member at one of the best credit unions in Michigan? 

Join Arbor

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How to become an Arbor Financial member:

Join In Person

Just stop by any branch! Bring your driver’s license or other unexpired government-issued photo ID and a minimum deposit of $5. To save time, use the button below to print the membership application and complete it in advance.

Have Questions?

If you have questions about anything we have to offer, chat with us online or call us at 269.375.6702 or 800.442.7340. When you join, you get access to special Member Discounts, and we'll show you how to make the most of your Arbor Financial membership. And be sure to ask about our checking accounts. We offer free access to more than 30,000 ATMs throughout Michigan and across the nation, plus fee-free access to Mobile Banking, Bill Pay and much more. It's easy to switch your account from another financial institution to become an Arbor Financial member.

Why Join a Credit Union

Two Arbor customers smiling in front of a location.