Arbor Financial to Award $20,000 in Scholarships!

We will be awarding ten $2,000 scholarships to high school seniors this spring as part of Arbor Financial's 27th annual scholarship program.

 Applications are now OPEN for the 2026 Arbor Financial Scholarship program!

This year's question is: "In a world that’s constantly changing, adaptability is key. Reflect on a time when you had to adapt to a new situation, challenge, or environment. What did you learn from the experience, and how has it shaped your approach to future opportunities or obstacles?

Scholarship Program

We're proud to support the ambitions of our youth to improve their lives through higher education by awarding a total of $612,000 in scholarships as of 2025. Applications are now open for the 2026 Arbor Financial Scholarship Program. Please apply by filling out the form below! 

Who is Eligible:

  • Graduating high school or homeschool seniors. If you are an early college student, please wait to apply until your last year of the program.
  • Current member in good standing at Arbor Financial. Not a member yet? Join Today!
  • Applicants must be accepted into an accredited post-secondary school, which includes trade schools. 
  • Applications close on February 1, 2026, at 11:59 p.m. Don't wait to apply! Members who apply before January 4, 2026, will be entered to win a $25 Amazon gift card for their early application.** 
Group of high school students in school hallway.
Arbor customer using laptop.

How to Apply:

  • Your submitted scholarship essay will be anonymously judged on the strength of the essay. This year's essay topic is: 
    In a world that’s constantly changing, adaptability is key.
    Reflect on a time when you had to adapt to a new situation, challenge, or environment. What did you learn from the experience, and how has it shaped your approach to future opportunities or obstacles?
  • The essay must be between 500 and 750 words.
  • The essay is typed and double-spaced.
  • The top right corner of each page of the essay contains your initials of first, middle, and last name. To keep judging anonymous, please do NOT include your name anywhere in your essay. 
  • The essay has a title.
  • Submit your application and upload your essay as a PDF only.
  • Essay File name should be the name of your essay and your initials.
  • The essay topic changes yearly. Please note the 2026 essay question above.

The deadline for the 2026 scholarship is February 1, 2026, at 11:59 p.m. Members who apply before January 4, 2026, will be entered to win a $25 Amazon gift card for their early application.**

Awards:

  • We will be awarding 10 high school seniors with $2,000 scholarships.
  • Members who apply before January 4, 2026, will be entered to win a $25 Amazon gift card for their early application. **
  • Winners of the 2026 Arbor Financial Scholarship will be contacted in April 2026.
  • Checks will be made payable to both the winner and the educational institution and will be given to the winner in May 2026. Scholarships must be used in the 2026 fall semester.
  • Winners will be asked to submit a photo for use on our website and/or social media outlets.
  • Select essays from our winners may be published on our website and/or social media outlets.
Student looking at phone, holding coffee and volt card
College student holding Volt Visa Card

An Account Designed with Students in Mind

Graduation is a special time for seniors, as you say goodbye to high school and hello to independence. Whether you're headed to college or straight to the workforce,  Arbor Financial's Volt Banking will help you take charge of your money with special perks designed especially for young adults like you.

We've seriously reduced or outright eliminated a variety of fees, and we offer a special credit card that can help you begin building good credit for when you want to buy that first car. Additionally, we hold a variety of educational events at our 9th Street headquarters, as well as in the schools for both high school and college students, designed to help them make informed, good choices with their money.

And that's in addition to all the other perks that come with a membership at Arbor Financial, like free access to over 30,000 ATMs nationwide, Online Banking access, and more!