Tips for Buying your First RV

Published On:
February 02, 2023

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Did you know there are more than 100 state parks in Michigan that offer recreational areas, trails, campgrounds, events, and so much more? Michigan is also home to more than 11,000 inland lakes that are at least 5 acres in size or larger. It’s no wonder Michiganders look forward to exploring the great outdoors in our backyard every year. If you are considering buying a recreational vehicle, below are some questions to consider.

Should You Buy a New or Used RV?

Here are some questions to ask when deciding on whether a new or used vehicle is best for you:

  • Do you mind if someone else has “lived” in your camper?
  • Is having a warranty or GAP protection important to you? If so, what level of coverage are you interested in? *
  • How important is it to you to be able to customize your RV?
  • How concerned are you about depreciation? If it’s a big concern, a used RV will generally depreciate slower than a new one.
  • If getting a used vehicle, how much do you wish to know about the history of it?

What are the Differences Between Buying from a Dealer vs. Private Seller?

One of the key benefits of buying from a dealership is that both new and used vehicles are generally inspected by a professional mechanic. This can help give you peace-of-mind and ensure you know of any potential issues.


When buying from a private seller, you might be able to find a vehicle that is priced lower than at a dealership. However, you also won’t have the reputation and credibility of a dealership to stand behind the vehicle if there are any issues, so be sure to get an inspection if possible.

How to finance your new vehicle?

Many times, you can get financing through the dealership or at most financial institutions. It’s important to shop around to get a competitive rate and great service after the sale. At Arbor Financial Credit Union, financing is easy, and there are plenty of financing options and terms that to suit your needs. And, Arbor Financial also offers low-cost GAP protection options for both new and used recreational vehicles with a motor. Talk to one of our consumer lenders today to learn more!

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