Continue reading Construction Loans: Can You Use Land as a Down Payment?
Getting a new construction loan to build your dream house is exciting! You may already have ideas of what you want while you scour the internet for the perfect floorplan. You’ve watched enough HGTV you feel like a designing pro. You’ve even acquired the plot of land on which this palace will sit. So now what?
You’ll be in need of a construction loan. One of the most common questions we get from people building a new home is whether or not they can use their land as a down payment on their construction loan.

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Continue reading First Things First: 4 Things To Consider Before You Even Begin Looking for a House

So you’ve decided the time is right to buy your first home…that much is certain. And we can’t blame you, with mortgage rates this low and a real estate market ripe with opportunity. But now what? Before you even get a pre-approval, before you choose a realtor and start house hunting, consider these things first.

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