Save and Earn More Just by Banking With Us!

Start saving and earning more by taking advantage of our specials - including personal loan rates as low as 5.49% APR4; auto loan rates as low as 1.49% APR2; a Visa Rewards Credit Card that can earn you cash back, merchandise and travel rewards for everyday purchases; low fixed-rate mortgages with flexible terms; and a free checking account that earns up to 3.00% APY1 - and the money saved quickly adds up. Add in a few extras, like free financial coaching, digital wallet options, and low-cost ID theft coverage, and you could be saving more annually with Arbor Financial!
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MORE HOLIDAY

It’s your holiday, celebrate any way you want with personal loan rates as low as 5.49% APR4 and no payments for 60 days5. From holiday vacations, to gifts, home remodels, debt consolidation, and more, this loan lets you get more with your holiday! Plus, you’ll be automatically entered to win one of three $200 Visa gift cards when you apply for a loan before December 76.
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MORE MILEAGE

Fast car, faster loan! Get rolling in the vehicle of your dreams with rates as low as 1.49% APR2. Whether you are looking for new, used, luxury, or just something reliable, you can count on Arbor Financial to get you an answer and in the driver's seat fast.
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MORE REWARDS

Earn Rewards points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases. Plus, enjoy one of the nation's lowest rates, no annual fee, security to protect your privacy, and more benefits.
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MORE PEP

No one can keep pace with our high yield checking account. Learn more about how you can earn up to 3.00% APY1 with Arbor Financial’s free Momentum Checking. The best time to start earning more is now!
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MORE HOUSE

Don't waste money with a high-interest mortgage or delay getting a house because you don't have a down payment. Arbor Financial has smarter mortgage options that get you moving faster. With our low 7-year fixed-rate special, no money down and no PMI special, refinance options and more, we have you covered.
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MORE CASH FLOW

A simple step to solve a cash-flow crunch, our Skip Payment program allows eligible borrowers to skip a loan payment to catch up on other bills or even get ahead of the curve.
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MORE DIGITAL WALLET

Say goodbye to plastic cards, and save time by entering your payment details just once for infinite purchases. Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for contactless transactions.
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MORE KNOWLEDGE

We know life is busy. That's why we've created a series of quick, online educational tools and courses with our Level Up Financial Success Program and webinars on demand.
Level Up Program Webinars on Demand

Getting Started is Easy!

You can start saving more at Arbor Financial with our high-return checking account, low-interest loans on autos and mortgages, awesome member service, and expert financial advice. Our accounts come with loads of free online features, featuring top-notch technology like text alerts, mobile check deposit, free bill pay and person-to-person payment options, transfers between accounts, digital wallets, and more.
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1. Annual Percentage Yield (APY) as of 7/1/21. Additional requirements apply. Interest rate varies depending on number of debit card purchases. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

2. Annual Percentage Rate (APR). Rate effective 9/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

4. Annual Percentage Rate (APR). Rate effective 10/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Terms and conditions subject to change without notice.
 
5. Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied. Promotional period October 1 – December 31, 2021.

6. The drawing is open to all legal Michigan residents 18 years or older. No purchase necessary. Promotional period October 1, 2021 - December 7, 2021. For official rules, click here.