Save and Earn More Just by Banking with Us!

Start saving and earning more by taking advantage of our specials – including low, fixed-rate mortgages with flexible terms; a free checking account that earns up to 3.00% APY1; auto loan rates as low as 1.49% APR2; a 4.99% APR3 for life credit card balance transfer offer with no fees; and a Visa Rewards Credit Card that can earn you cash back, merchandise and travel rewards for everyday purchases - and the money saved quickly adds up. Add in a few extras, like free financial coaching, digital wallet options, and low-cost ID theft coverage, and you could be saving more annually with Arbor Financial!
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MORE HOUSE

Don't waste money with a high-interest mortgage or delay getting a house because you don't have a down payment. Arbor Financial has smarter mortgage options that get you moving faster. With our low 20-year fixed-rate special, no money down and no PMI special, refinance options and more, we have you covered.
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MORE PEP

No one can keep pace with our high yield checking account. Learn more about how you can earn up to 3.00% APY1 with Arbor Financial’s free Momentum Checking. The best time to start earning more is now!
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MORE MILEAGE

Fast car, faster loan! Get rolling in the vehicle of your dreams with rates as low as 1.49% APR2. Whether you are looking for new, used, luxury, or just something reliable, you can count on Arbor Financial to get you an answer and in the driver's seat fast.
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MORE BALANCE TRANSFER

Enjoy 4.99% APR3 for life when you transfer your higher-interest debt to an Arbor Financial credit card! Take advantage of our value-added card program with no annual fees or balance transfer fees.
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MORE REWARDS

Earn Rewards points to get cash back, gift cards, merchandise and travel rewards when you make everyday purchases. Plus, enjoy one of the nation's lowest rates, no annual fee, security to protect your privacy, and more benefits.
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MORE DIGITAL WALLET

Say goodbye to plastic cards, and save time by entering your payment details just once for infinite purchases. Leave your wallet in your pocket, or at home, and just tap your phone toward the point of sale for contactless transactions.
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MORE KNOWLEDGE

We know life is busy. That's why we've created a series of quick, online educational tools and courses with our Level Up Financial Success Program and webinars on demand.
Level Up Program Webinars on Demand

Getting Started is Easy!

You can start saving more at Arbor Financial with our high-return checking account, low-interest loans on autos and mortgages, awesome member service, and expert financial advice. Our accounts come with loads of free online features, featuring top-notch technology like text alerts, mobile check deposit, free bill pay and person-to-person payment options, transfers between accounts, digital wallets, and more.
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1. Annual Percentage Yield (APY) as of 7/1/21. Additional requirements apply. Interest rate varies depending on number of debit card purchases. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

2. Annual Percentage Rate (APR). Rate effective 9/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

3. APR = Annual Percentage Rate. Offer valid through 3/31/22. Balance Transfer promotional rate applicable for the life of the balance. Some restrictions apply. Promotion, rate, terms and conditions subject to change without notice. Insured by NCUA.