Get More Control Over Your Auto Loan

One of the most common reasons car owners choose to refinance their auto loan is to lower their interest rate. When your refinance your auto loan at a lower interest rate, you could lower your monthly payments or pay off your loan quicker. If you are eligible to refinance your auto loan, the original terms of your loan will be adjusted into your new loan terms. This could mean paying less interest over the life of your loan, as well as having peace of mind through Arbor Financial’s great optional payment protection products.

Common reasons to refinance may include:
> Your credit score has significantly improved
> Consolidating debt through refinancing
> Freeing up money in your monthly budget
Consolidate debt through refinancing your auto loan
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Why Arbor Financial?

  • Many loan terms are available
  • Easy online applications
  • Apply over the phone 24/7
  • Local loan experts to help you navigate the process
If you are looking for an affordable and competitive auto loan, consider getting in touch with one of our loan specialists. Call us at 269.488.5945 or schedule an appointment today to find the loan that fits your needs.

Auto & Motorcycle Loans

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Term APR as low as *
2022-2021 Up to 36 months 1.49%
37 - 48 months 1.74%
49 - 60 months 2.49%
61 - 72 months (Call for details) 2.99%
73 - 84 months (Call for details) 3.49%
85 - 96 Months (Call for details)* 4.49%
2020-2015 Up to 36 months 1.49%
37 - 48 months 1.74%
49 - 60 months 2.49%
61 - 72 months (Call for details) 2.99%
73 - 84 months (Call for details) 3.74%
85 - 96 months (Call for details)* 4.49%
*Annual Percentage Rate (APR). Additional rates and terms are available. The rate you receive will be determined by your credit score at the time of application and the term of your loan. Loan subject to credit approval. 

How To Refinance

The refinance process is very similar to applying for your first auto loan. When you apply, you will still need to qualify for your specific type of auto loan, secure an interest rate, and cover closing costs as necessary. 

If you have decided that refinancing is the right option for you, here are some simple steps to ensure that you get the most from your refinanced auto loan.

When applying to refinance your auto loan, make sure that you consider the following:

  1. Determining your financial goals 
  2. Shopping around for the right type of auto loan
  3. Talking to a loan specialist for the best interest rates
  4. Securing your interest rate 
  5. Agreeing upon loan terms and finalizing your loan
Using our auto loan calculator below, you can get a fairly accurate idea of what a refinanced loan may look like for you.
New Auto & Motorcycle Rates

Used Auto Rates

RV & Boat Rates

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Helpful Articles

Knowledge is power, and we want to make sure you feel confident in making decisions about your auto loan. These informative articles can help fuel your journey!
5 reasons to get auto financing at a credit union. Click on the image to read the article.
*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score at the time of application. Rates subject to change.


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