Mortgage Special Buy a new home with no money down and no PMI. Because you have better things to spend your money on.

We'll help guide you right to the front door.

Life can be so unpredictable. The great thing about an Arbor Financial fixed-rate mortgage is it's dependable. Great rates. Low fees. Stable Fixed Rate learn more linkmonthly payments over the course of the loan. And because your loan will be serviced right here in Michigan, we'll always be here to answer your questions. You can rest easy about that.

Meet The Mortgage Team


Ready to buy a home?

Before you start looking at homes you need to know what you can afford. And, with the home buying market being extremely competitive today, most realtors won't even show a home to a buyer unless the buyer has received a pre-approval from a lender.

If you're thinking of buying a home, your first step is to get pre-approved. This will allow you to know what your options are and how much you are approved to borrow.

Then comes the fun part, looking for your perfect home! With a pre-approval you'll know what amount you can borrow and search for homes in that price range.

Let's Chat

Call us today at 269.544.3105 and find out what our team can do for you!
 

Knowledge is Power

We're here to help make your home buying experience seamless so we've put toghether some great articles to get you started. 
 

13 Common Questions Home Buyers Ask

What's The Difference Between Pre-Approved and Pre-Qualified

How to Buy & Sell a House at the Same Time

How to Finance a Fixer Upper

Transform your Home Using Renovation Loans

 

The Arbor Advantage

Here's how a Fixed-Rate Mortgage can unlock the door to your new home:

  • Loan terms of 7, 10, 15, 20 and 30 years are available
  • Great rates and low closing costs
  • Easy application process with a quick response
  • Pre-approval process to help focus your house-hunting efforts
  • Rate locks, so you can secure your low rate
  • You'll always be able to speak to someone local if you have questions about your loan  
  Calculate Your Payment

When you're ready to apply, here's what to consider:
You'll need documentation for all borrowers, including:
 
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
 
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

A full range of mortgage solutions are just part of what Arbor Financial has to offer. If you open a checking account with us, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to eBanking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.

*Annual Percentage Rate (APR). Beginning 8/12/19 and for a limited time. Special APRs disclosed are the lowest rates available and are determined by your credit score at time of application. May require down payment based on credit score. Payments are monthly for term of loan. APRs are calculated on a $150,000 mortgage amount for the fixed-rate loan with no PMI. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  

Mortgages

When it comes to the right mortgage, Arbor makes you feel right at home.

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