Knocking down another obstacle to home ownership.

With car loans, student loans and maybe a growing family, it's hard to save money when you're just getting started in your marriage or career. But that doesn't mean you have to delay your dreams. Arbor Financial's 3% Down Mortgage means you need thousands of dollars less than usual to buy a Michigan home. And at your stage, that's a much more manageable amount.

Call us today at 269.544.3105 and find out what our team can do for you!

Contact a Mortgage Specialist

Here's how an Arbor Financial 3% Down Loan can move you into a new home:

  • Perfect for first-time home buyers who have limited funds for a down payment.
  • Several loan terms are available
  • Low 3% down payment.
  • Low closing costs.
  • Easy application process with a quick response.
  • Loan pre-approval process to help you focus your housing search.
  • Loan serviced at Arbor Financial so you'll always speak to someone local should you have questions.
RELATED: Pre-Qualification vs. Pre-Approval

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:
  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities
Once you've applied, we'll contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate
If you're buying a home, it's also a good time to review the rest of your finances. Ask about your complimentary Credit Checkup, available to all Arbor Financial members Also, if you open a checking account at Arbor Financial, you'll get free access to more than 37,000 ATMs throughout Michigan and across the nation, plus fee-free access to Online Banking, Mobile Banking, Web Bill Pay, and more. It's easy to open your account online or switch your account to become an Arbor Financial member.
Why choose Arbor Financial?
"Working with Arbor was the easiest process I have had in regards to a car loan. Thank you for such a smooth process and recommendations on how to best position myself for future business." Joel P Read More Member Stories  


When it comes to the right mortgage, Arbor makes you feel right at home.

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