Fast Car. Faster Loan. Get in the driver's seat with rates as low as 1.49% APR+

Fast Car. Faster Loan.

Low rates and fast approvals put you in the driver's seat! Whether you are shopping for a new or used car, or looking to save money by refinancing your auto loan from another lender, we can help! We offer auto loans:

​> Rates as low as 1.49% APR+
> $0 down financing on purchases
> 90-day no pay options1
>
Low-cost extended warranty and payment protection options


Apply 24/7 and get answers to your auto loan in a matter of minutes. Call 269.488.5945, schedule an appointment with us or stop by any branch, or apply online to get started.

New & Used Auto Loans

Low rates and fast approval put you in the driver's seat.

First-Time Auto Buyer Program

We'll help you navigate the twists and turns of a first-time purchase.

Fresh-Start Auto Loans

Get back on your feet financially with this loan.

New & Used Auto Loans

AS LOW AS

1.49% APR*

Refinanced Auto Loans

AS LOW AS

1.49% APR*

RV & Boat Loans

AS LOW AS

3.24% APR*

Motorcycle Loans

AS LOW AS

1.49% APR*

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You can save and earn more just by banking with us!
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Easy Loan Pre-Approvals

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Affordable Loan Protection

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Flexible Loan Terms

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Ultra-Low Loan Rates

 
New Auto & Motorcycle Rates
1.49%
1.74%
2.49%
2.99%
3.49%
4.49%

Used Auto Rates
1.49%
1.74%
2.49%
2.99%
3.74%
4.49%

RV & Boat Rates
3.24%
3.74%
4.24%
5.24%

It's easy to estimate your monthly payment!


Estimated Monthly Payment

0

Contact our lending specialists to discuss options at 269.488.5945 available 24/7.

Apply With 3 Easy Steps or Call 269.488.5945 24/7!

Step

1

Apply Online

Get the ball rolling with our quick and easy online application.

Step

2

Sign Your Loan

Agree to the loan amount, rates, and terms associated with your loan.

Step

3

Get a Check

Turn your loan into the new car that you’ve been so anxious for.

“I love Arbor!! I was able to get my dream car at an exceptional rate within a matter of minutes.”

- Justin
Kalamazoo County, Michigan 

Auto Loan Resources

We'll help you navigate the twists and turns of a first-time purchase.

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Get back on your feet financially with this loan.

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When choosing an auto loan, you have to decide whether you’re interested in purchasing a new or used car. Depending on your lifestyle choice, budget, and loan rates available, you can find the right car with comfortable terms.

Our affordable auto loan rates allow you to purchase the perfect car, new or used, in order to go places and achieve your goals. Don’t let lack of funds or bad credit stop you from living your best life. We’re here to help you with your car buying journey.

 When you find yourself in a tight cash crunch, unable to make a payment, you have the option of skipping payments up to two months per calendar year with our Skip Pay option. Although not ideal, it does give you a breather if you find yourself in a situation where there’s simply too much month left and not enough resources to get you through.
 
  • Eligible for auto, RV, and boat loans
  • Only eligible after three consecutive payments have been made
  • Request must be received seven days prior to an outstanding payment

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While the last thing you want to think about is the total loss on a vehicle, it's important to be prepared for whatever life may throw your way. A few dollars invested in an Arbor Financial Loan Protection Policy will result in repairs being covered and loans being repaid.


- Guaranteed Asset Protection (GAP). If your vehicle is stolen or damaged and deemed a total loss, you will be responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference, potentially saving you thousands of dollars.

- Mechanical Breakdown Protection. This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.

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Life is unpredictable. It's prudent to prepare for the unexpected. Our policy is to make sure you have the right kind of protection.

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*Annual Percentage Rate (APR). Rates disclosed are the lowest rates available and are determined by your credit score and loan to value at the time of application. Rates subject to change.

+Annual Percentage Rate (APR). Rate effective 7/1/21 for a limited time. Rate may vary depending on credit history and underwriting factors. Subject to credit approval. Program, rate, terms and conditions subject to change without notice.

1. Qualifying borrowers may be eligible to defer their first payment for up to 90 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement and is collected on the first payment(s) applied.

Mortgages

When it comes to the right mortgage, Arbor makes you feel right at home.

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