Free Momentum Checking Earn up to 3.00% APY*

Get convenient checking accounts and services to match.

Daily money management requires a checking account that keeps pace with you. That's where Arbor Financial comes in. Choose an account with the perks you need.

Free Momentum Checking

Earn higher returns up to 3.00% on your balance the more you use your debit card.

Free Checking

Keep moving ahead with no minimum balance or monthly service fee slowing you down.

Premier Checking

Sizable dividends and easy access are the feature attractions.

Volt Account

Giving teens the power to take charge of their money and parents the peace of mind to let them.

Switch Kit

We make it easy to switch your accounts to Arbor Financial.

Overdraft Protection

Get financial protection to avoid returned payments and merchant fees.

Re-Order Checks

When you're running low, just go online to order more checks.

Explorer's Club
12 years old & under

Launch a lifetime of smart savings habits with our offerings for young children.

Free Checking

Keep moving ahead with no minimum balance or monthly service fees slowing you down.

Learn More about Free Checking

Premier Checking

Sizable dividends and easy access are the feature attractions.

Learn More About Premier Checking

Volt Account

Giving teens and young adults the power to take charge of their money and parents the peace of mind to let them.

Learn More: Ages 13-18

Learn More: Ages 19-24

Get More With Arbor Financial

Stay on top of your finances with Mobile Banking.

Convenient Access To Your Money

Find a branch or one of more than 37,000 surcharge-free ATMs wherever you travel.

Safety & Security

Enjoy 24/7 protection through ID Protection and Total Identity Monitoring. Stay on top of your finances with our Arbor Financial mobile app.

A look at the Arbor Financial mobile app on a smart phone

Personal Finance Manager

Make your money work better for you by bringing your accounts, bills, retirement funds and more into one convenient and secure dashboard.

Instant Issue Cards

Open a new account? Lose your card? You can get a new card on the spot with no hassle. There are no worries about not having a card when you need it.

Why Choose Arbor Financial

Arbor Financial Credit Union members get more through their membership. From high-return savings accounts and low-interest loans, to awesome membership discounts and expert financial advice, our members have access to everything they need for financial success. Our checking accounts come with loads of free features and are paired with the latest technology for speed and accessibility. No, we're not a bank; we are a people-first financial institution that is here for you!

Words from an Arbor Financial Credit Union member

 

"I am so glad I switched to a credit union! I don't have to pay any fees for my own money. This particular Arbor Financial location has helped me numerous times with different problems over the years. The people are always polite and helpful, not to mention the building is absolutely beautiful. It's a comfortable setting that makes me enjoy interactions there, despite sometimes unfortunate circumstances for visiting. Thanks, 9th Street Arbor Financial!"

— Amber

Kalamazoo County, Michigan

Looking for more?

Frequently Asked Questions About Checking Accounts

When you're running low, you can order more checks online.

If you live, work or worship in the state of Michigan, you can join Arbor Financial Credit Union and open a checking account.

Yes, you can have more than one checking account. The exception is that only one Momentum Checking Account per individual is allowed.

At Arbor Financial Credit Union, we offer these 4 accounts - Free Momentum Checking, Free Checking, Premier Checking, and Volt Account - Ages 13-18 and 19-24.

Our Free Checking Account offers you full checking account benefits while paying no monthly fees or having minimum balance requirements.

Learn to Manage Your Wealth

Get help understanding your saving and investment options by meeting with a licensed insurance agent for free. As an account holder, you’ll get help building a custom strategy that will help you reach your financial goals.

Learn more

Savings Accounts

Services


Ready To Get Started?

*Annual Percentage Yield (APY) as of 2/1/2021. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.