Free Momentum Checking Earn up to 3.00% APY*

Get convenient checking accounts and services to match.

Daily money management requires a checking account that keeps pace with you. That's where Arbor Financial comes in. Choose an account with the perks you need.

Free Momentum Checking

Earn higher returns up to 3.00% on your balance the more you use your debit card.

Free Checking

Keep moving ahead with no minimum balance or monthly service fee slowing you down.

Premier Checking

Sizable dividends and easy access are the feature attractions.

Volt Account

Giving teens the power to take charge of their money and parents the peace of mind to let them.

Personalized Debit Cards

Having a debit card as unique as you makes using it more fun!

Switch Kit

We make it easy to switch your accounts to Arbor Financial.

Overdraft Protection

Get financial protection to avoid returned payments and merchant fees.

Re-Order Checks

When you're running low, just go online to order more checks.

Explorer's Club
12 years old & under

Launch a lifetime of smart savings habits with our offerings for young children.

Free Checking

Keep moving ahead with no minimum balance or monthly service fees slowing you down.

Learn More

Premier Checking

Sizable dividends and easy access are the feature attractions.

Learn More

Volt Account

Giving teens and young adults the power to take charge of their money and parents the peace of mind to let them.

Ages 13-18

Ages 19-24

Personalized
Debit Cards

Personalized Debit Cards

Having a debit card as unique as you makes using it more fun!

Overdraft
Protection

Overdraft Protection

Get financial protection to avoid returned payments and merchant fees.

Re-Order
Checks Online

Re-Order Checks Online

When you're running low, just go online to order more checks.

Switch
Kit

Switch Kit

We make it easy to switch your accounts to Arbor Financial.

Why Choose Arbor Financial?

Stay on top of your finances with Mobile Banking.

Convenient Access To Your Money

Find a branch or one of more than 37,000 free ATMs wherever you travel.

Safety & Security

24/7 protection through ID Protection and Total Identity Monitoring.

Member Discounts

Discount on various types of entertainment and resources to help you reach important goals in life.

Convenient Ways to Pay

From debit cards to mobile wallets and Zelle®. You've got choices.

Manage your debit card on the go!

Enjoy assurance on-the-go with the ability to monitor, maintain and manage your Arbor Financial Debit Card anytime, anywhere directly from you mobile phone. And now, you can personalize your debit card with our new tool, so your card can be uniquely you.


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"I am so glad I switched to a credit union! I don't have to pay any fees for
my own money. This particular Arbor Financial location has helped me numerous
times with different problems over the years. The people are always
polite and helpful, not to mention the building is absolutely beautiful.
It's a comfortable setting that makes me enjoy interactions there, despite sometimes unfortunate circumstances for visiting. Thanks, 9th Street Arbor Financial!"

— Amber

Kalamazoo County, Michigan

Looking for more?

  1. How do I order checks?

    When you're running low, you can order more checks online.

  2. Who is eligible for an Arbor Financial checking account?

    If you live, work or worship in the state of Michigan, you can join Arbor Financial Credit Union and open a checking account.

  3. Can I open more than one checking account?

    Yes, you can have more than one checking account. The exception is that only one Momentum Checking Account per individual is allowed.

Get help understanding your saving and investment options by meeting with a licensed insurance agent for free. You’ll get help building a custom strategy that will help you reach your financial goals.

Learn more


Ready To Get Started?


*Annual Percentage Yield (APY) as of 10/1/2020. Debit card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change. If requirements are not met, you simply do not receive interest for the month.