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Find your go-to account right here with an option that checks all your boxes.
Free Momentum Checking
Earn up to 3.00% APY*
Daily money management requires a checking account that keeps pace with you. That's where Arbor Financial comes in. Choose an account with the perks you need.
Earn higher returns up to 3.00% on your balance the more you use your debit card.
Keep moving ahead with no minimum balance or monthly service fee slowing you down.
Sizable dividends and easy access are the feature attractions.
Giving teens the power to take charge of their money and parents the peace of mind to let them.
We make it easy to switch your accounts to Arbor Financial.
Get financial protection to avoid returned payments and merchant fees.
When you're running low, just go online to order more checks.
Launch a lifetime of smart savings habits with our offerings for young children.
Earn high rates up to 3.00% on your balance the more you use your debit card.
Learn More About Free Momentum Checking
Keep moving ahead with no minimum balance or monthly service fees slowing you down.
Learn More about Free Checking
Learn More About Premier Checking
Giving teens and young adults the power to take charge of their money and parents the peace of mind to let them.
Learn More: Ages 13-18
Learn More: Ages 19-24
Pay with your phone wherever you go.
Conveniently and safely send or request money using your mobile banking app or online banking account.
Deposit checks from your phone without driving to the nearest ATM or branch.
Easily transfer your money between your accounts or between banks.
Never miss a payment by scheduling recurring bills and sending reminders when other payments are due.
Stay on top of your finances with Mobile Banking.
Find a branch or one of more than 37,000 surcharge-free ATMs wherever you travel.
Enjoy 24/7 protection through ID Protection and Total Identity Monitoring. Stay on top of your finances with our Arbor Financial mobile app.
Make your money work better for you by bringing your accounts, bills, retirement funds and more into one convenient and secure dashboard.
Open a new account? Lose your card? You can get a new card on the spot with no hassle. There are no worries about not having a card when you need it.
Arbor Financial Credit Union members get more through their membership. From high-return savings accounts and low-interest loans, to awesome membership discounts and expert financial advice, our members have access to everything they need for financial success. Our checking accounts come with loads of free features and are paired with the latest technology for speed and accessibility. No, we're not a bank; we are a people-first financial institution that is here for you!
"I am so glad I switched to a credit union! I don't have to pay any fees for my own money. This particular Arbor Financial location has helped me numerous times with different problems over the years. The people are always polite and helpful, not to mention the building is absolutely beautiful. It's a comfortable setting that makes me enjoy interactions there, despite sometimes unfortunate circumstances for visiting. Thanks, 9th Street Arbor Financial!"
Kalamazoo County, Michigan
When you're running low, you can order more checks online.
If you live, work or worship in the state of Michigan, you can join Arbor Financial Credit Union and open a checking account.
Yes, you can have more than one checking account. The exception is that only one Momentum Checking Account per individual is allowed.
At Arbor Financial Credit Union, we offer these 4 accounts - Free Momentum Checking, Free Checking, Premier Checking, and Volt Account - Ages 13-18 and 19-24.
Our Free Checking Account offers you full checking account benefits while paying no monthly fees or having minimum balance requirements.
Get help understanding your saving and investment options by meeting with a licensed insurance agent for free. As an account holder, you’ll get help building a custom strategy that will help you reach your financial goals.
Become A Member
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