Become a Member

About Arbor Financial

In 1935, we got our start meeting the needs of local teachers. Now, we proudly serve multiple generations of families and business owners in Southwest Michigan.

Join Arbor
Arbor employee smiling.

People Helping People

Being a credit union member makes you more than a customer. A credit union is a not-for-profit establishment owned by its members, allowing them to have a voice and help provide direction. Come join thousands of your neighbors who are loyal members of Arbor Financial and experience the difference.

Our Story

We’ve been proudly serving multiple generations of families and business owners in Southwest Michigan since 1935.

Services

State-of-the-art technology paired with user-friendly design makes for secure, easy banking at your fingertips.

Member Discounts

As an Arbor member, you’ll get discounts on various types of local entertainment and access to resources to help you make important decisions in life.

WE SAVE OUR MEMBERS OVER $3 MILLION A YEAR*

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Get More With Arbor Financial Credit Union

Arbor Financial members get more through their membership. From high-return checking accounts and low-interest loans to awesome membership discounts and expert financial advice, our members have access to everything they need for financial success.

Get More with Arbor

Why Choose Arbor Financial?

We function off the core values of Work Together, Do the Right Thing, and Have Fun! When you bank with us, you’re treated like family and experience a sense of security with modern technology.

Arbor customer smiling at laptop.

Your Money, Your Way.

Don't just find a position - find your people. Our company motto is: Work together. Do the right thing. Have fun. There's a reason we've received the National and West Michigan's Best and Brightest Companies to Work For award several years in a row. If you're ready to Get More out of your next position, then you're ready for Arbor.

Open an Account

Words from our members:

Nancy, a Arbor Financial Credit Union Member
"It's just so easy to get things done here. I can call and apply for a loan, no problem. I love to utilize mobile and online banking services. I haven't been into a branch in what feels like forever."

Nancy, Arbor Financial Credit Union Member

Kim, a Arbor Financial Credit Union Member
"I keep coming back into the branch to see my favorite people. I love the customer service I receive and the feeling of community I get whenever I walk into the branch."

Kim, Arbor Financial Credit Union Member

Katie, a Arbor Financial Credit Union Member
"I get more with Arbor Financial through a lot, actually. I get more convenience in my life with how easy it is to get things done. Not to mention how amazing the mobile and online banking services are."

Katie, Arbor Financial Credit Union Member

Adam, a Arbor Financial Credit Union Member
“I Get More with Arbor by receiving incredible loan rates on my vehicle I purchased this year. Additionally, the staff at the branch I bank at are exceptional in their customer service and very friendly.”

Adam S., Arbor Financial Credit Union Member

Jane and Arbor Financial member smiling outside of an Arbor location.
“I have been a member for over 9 years and the thing I love most about Arbor Financial is the community. I’m so thankful and happy that we live in a community where we can stay close to people through everyday interactions. Joanne, the Centre Street branch manager, was a close friend of mine in high school and I taught her children in school.”

Jane, Arbor Financial Credit Union Member

Michelle and Corey standing outside of an Arbor Financial Credit Union location.
"Some of our favorite things about Arbor Financial are the online and mobile banking services. We find it so convenient and it makes our life so much easier."

Michelle and Corey, Arbor Financial Credit Union Members

Customer service representative at call center.
"Great customer service as always!"

Charon M., Arbor Financial Credit Union Member

Jennifer, an Arbor Financial Credit Union customer.
"We didn't need to call anyone else. We knew Arbor Financial would have what we needed."

Jennifer, Arbor Financial Credit Union Member

Jennifer outside of Arbor Financial Credit Union location.
"The super low interest rate on our 10 year consolidation loan has helped us pay off our mortgage faster than we ever thought possible."

Jennifer D., Arbor Financial Credit Union Member

Barbara, an Arbor Financial Credit Union member.
"The tellers and staff at Arbor Financial conduct business so professionally and friendly. I feel at home when I enter the branch and see Carolyn and her team.”

Barbara, Arbor Financial Credit Union Member

"Having only been homeowners for a year prior to our refinance, we were a little nervous to go through the loan process. Arbor educated us on our options, walked us through the action items and communicated with us every step of the way. Kyle did an amazing job answering our constant questions and providing in depth explanations that we could understand. The entire process was smooth and timely. We were so impressed and are SO glad we made the change to Arbor Financial!"

Joe G., Arbor Financial Credit Union Member

Online & Mobile Banking

Access your Arbor Financial Credit Union accounts anywhere, anytime from the palm of your hand with our free mobile banking app.


Convenient and easy to use, Arbor Financial's Mobile Banking App is safe and secure using some of the most advanced security and technology available.

  • Download on the app store
  • Get it on google play
Mobile view of login page on Arbor app.

*Direct financial benefits to members during the 12 months ending September 2021 as defined in the CUNA Membership Benefits Report for Arbor Financial Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac