Let’s Get Down to Business

See what happens when you work with local SW Michigan experts like our Arbor Financial Commercial team. From business checking accounts to lending solutions, we’re here to help your business thrive.

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Meet the Team

Meet our team of highly qualified financial advocates that strive to work alongside you to ensure your business keeps on booming.

Become a Member

Become an Arbor Financial Credit Union Member today to enjoy retirement accounts, lines of credits, and flexible credit card options.

Find a Branch / ATM

Your business has national reach — so should your credit union. Use one of 30,000 surcharge-free ATMs across the nation or, visit one of our locations.

Earn up to 3X Rewards Points on Restaurants & Travel with a Business Rewards Credit Card

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Experience you can count on

You can bank on our experienced team of attentive professionals who know your Southwest Michigan community and the realities you face as a business owner. Everything we do is locally-focused, including decisions about your business loan. The people you see every day are the ones who work closely with you to fund your goals.

Commercial Real Estate Loans

Our low-cost commercial loans are the right tool for your company's expansion and construction projects.

Equipment & Vehicle Loans

Get financing on your terms when you need to purchase new equipment or expand your fleet.

Business Line of Credit

Respond promptly when you encounter unanticipated opportunities and unexpected expenses.

SBA Loans

Many small business owners are brimming with big ideas. We'll size up the situation and get you the right loan to launch a start-up, expand a building or buy machinery.

Business Credit Card

Stay ahead of the pack with a credit card that offers low interest rates, product discounts and cash-back options.

Business Checking Accounts

With three account choices, there’s one that will be just right for you and your unique business needs.

Treasury Management

Manage your cash efficiently and effectively.

Merchant Services

We live in a modern, technological world that uses less and less hard cash. Your customers want to pay with cards. Your business needs to turn those payments quickly into cash.

Mobile and Online Banking

Keep a firm grasp on your business finances while you’re on the go. Digital tools make it easy to be hands-on from anywhere in the world.

What Our Members Say

“That's the value of Arbor Financial; they bring you back to how banking should be, simple and relational. Arbor Financial's team really cares about you and your success to develop a true win-win for everyone.”

Al Heminger, Huron House and Hotel Saugatuck

Financial Resources for Businesses

Business Credit Card Application

As a business owner or executive, you want the best for your Michigan business: the best workers, the best equipment, and the best suppliers. So, don't settle for anything less than a top-shelf credit card.

10 Warning Signs it's Fraud

With fraud becoming more rampant, it is essential to stay informed and take actions to protect yourself and your family against fraud and scams. It’s time to level up and become a pro at spotting common warning signs that you may be dealing with fraud.

Business Loan Application Checklist

Business Credit Card Application

As a business owner or executive, you want the best for your Michigan business: the best workers, the best equipment, and the best suppliers. So, don't settle for anything less than a top-shelf credit card.

10 Warning Signs it's Fraud

With fraud becoming more rampant, it is essential to stay informed and take actions to protect yourself and your family against fraud and scams. It’s time to level up and become a pro at spotting common warning signs that you may be dealing with fraud.

Business Loan Application Checklist