Annual Percentage Yields (APYs) earned on Arbor Financial Credit Union's checking and savings programs are calculated by the daily balance method. For savings accounts, dividends are compounded monthly and paid quarterly. For checking, dividends are paid monthly.
*Balances of $100.00 or more earn a dividend. Dividend is declared at the end of each quarter by the Board of Directors. Annual Percentage Yield (APY) shown is for the 1st quarter of 2020. A minimum balance of $5.00 is required to maintain membership.
**You must maintain a minimum daily balance of $2,500 in your account to avoid a maintenance fee. If your account falls below the required minimum balance, your account will be subject to a maintenance fee of $25.00 for that month. Fees may reduce earnings on the account.
+ Annual Percentage Yield (APY) as of 1/1/20. Includes debit card purchases that post to your account during the calendar month. ATM transactions do not apply. To earn interest you must meet the following monthly requirements: direct deposit of $500 or more and be enrolled in eStatements. Interest is not paid on balances over $15,000. One Momentum Checking account per member. Rate is variable and subject to change.